ICICI Bank 2016 Annual Report Download - page 211

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Annual Report 2015-2016 209
Schedules
forming part of the Consolidated Profit and Loss Accounts
Consolidated Financial Statements
` in ‘000s
Year ended
31.03.2016
Year ended
31.03.2015
SCHEDULE 13 - INTEREST EARNED
I. Interest/discount on advances/bills 415,508,980 380,597,058
II. Income on investments1 143,244,729 137,799,376
III. Interest on balances with Reserve Bank of India and other inter-bank funds 3,039,556 3,661,576
IV. Others1,2,3 31,143,792 27,581,951
TOTAL INTEREST EARNED 592,937,057 549,639,961
1. Interest on Rural Infrastructure and Development Fund and other related deposits (RIDF) of ` 16,618.9 million (March 31, 2015:
` 13,518.0 million) has been re-classified from line item ‘income on investments’ to ‘Others’ consequent to re-classification of RIDF
investments from Schedule 8 - Investments to Schedule 11 - Other assets.
2. Includes interest on income tax refunds amounting to ` 3,274.4 million (March 31, 2015: ` 2,753.5 million).
3. Includes interest and amortisation of premium on non-trading interest rate swaps and foreign currency swaps.
` in ‘000s
Year ended
31.03.2016
Year ended
31.03.2015
SCHEDULE 14 - OTHER INCOME
I. Commission, exchange and brokerage 87,696,973 83,938,513
II. Prot/(loss) on sale of investments (net)1 46,675,463 24,787,803
III. Prot/(loss) on revaluation of investments (net) (4,248,050) (167,456)
IV. Prot/(loss) on sale of land, buildings and other assets (net)2 264,335 33,994
V. Prot/(loss) on exchange/derivative transactions (net)3 23,794,434 22,073,402
VI. Premium and other operating income from insurance business 263,839,764 220,771,454
VII. Miscellaneous income (including lease income)4 2,998,484 1,084,647
TOTAL OTHER INCOME 421,021,403 352,522,357
1. Includes profit on sale of part of equity investment in ICICI Prudential Life Insurance Company Limited and ICICI Lombard General
Insurance Company Limited.
2. Includes profit/(loss) on sale of assets given on lease.
3. Includes exchange profit/(loss) on repatriation of retained earnings/capital from overseas branches/subsidiaries.
4. Includes share of profit/(loss) from associates of ` 174.0 million (March 31, 2015: ` 198.3 million).
` in ‘000s
Year ended
31.03.2016
Year ended
31.03.2015
SCHEDULE 15 - INTEREST EXPENDED
I. Interest on deposits 219,989,769 207,723,125
II. Interest on Reserve Bank of India/inter-bank borrowings 15,587,314 16,935,155
III. Others (including interest on borrowings of erstwhile ICICI Limited) 104,387,663 98,523,258
TOTAL INTEREST EXPENDED 339,964,746 323,181,538