ICICI Bank 2016 Annual Report Download - page 146
Download and view the complete annual report
Please find page 146 of the 2016 ICICI Bank annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.-
1 -
2
-
3
-
4
-
5
-
6
-
7
-
8
-
9
-
10
-
11
-
12
-
13
-
14
-
15
-
16
-
17
-
18
-
19
-
20
-
21
-
22
-
23
-
24
-
25
-
26
-
27
-
28
-
29
-
30
-
31
-
32
-
33
-
34
-
35
-
36
-
37
-
38
-
39
-
40
-
41
-
42
-
43
-
44
-
45
-
46
-
47
-
48
-
49
-
50
-
51
-
52
-
53
-
54
-
55
-
56
-
57
-
58
-
59
-
60
-
61
-
62
-
63
-
64
-
65
-
66
-
67
-
68
-
69
-
70
-
71
-
72
-
73
-
74
-
75
-
76
-
77
-
78
-
79
-
80
-
81
-
82
-
83
-
84
-
85
-
86
-
87
-
88
-
89
-
90
-
91
-
92
-
93
-
94
-
95
-
96
-
97
-
98
-
99
-
100
-
101
-
102
-
103
-
104
-
105
-
106
-
107
-
108
-
109
-
110
-
111
-
112
-
113
-
114
-
115
-
116
-
117
-
118
-
119
-
120
-
121
-
122
-
123
-
124
-
125
-
126
-
127
-
128
-
129
-
130
-
131
-
132
-
133
-
134
-
135
-
136 -
137 -
138 -
139 -
140 -
141 -
142 -
143 -
144 -
145 -
146 -
147 -
148 -
149 -
150 -
151 -
152 -
153 -
154 -
155 -
156 -
157
-
158
-
159
-
160
-
161
-
162
-
163
-
164
-
165
-
166
-
167
-
168
-
169
-
170
-
171
-
172
-
173
-
174
-
175
-
176
-
177
-
178
-
179
-
180
-
181
-
182
-
183
-
184
-
185
-
186
-
187
-
188
-
189
-
190
-
191
-
192
-
193
-
194
-
195
-
196
-
197
-
198
-
199
-
200
-
201
-
202
-
203
-
204
-
205
-
206
-
207
-
208
-
209
-
210
-
211
-
212
-
213
-
214
-
215
-
216
-
217
-
218
-
219
-
220
-
221
-
222
-
223
-
224
-
225
-
226
-
227
-
228
-
229
-
230
-
231
-
232
-
233
-
234
-
235
-
236
-
237
-
238
-
239
-
240
-
241
-
242
-
243
-
244
-
245
-
246
-
247
-
248
-
249
-
250
-
251
-
252
 |
 |
Annual Report 2015-2016144
Schedules
forming part of the Accounts (Contd.)
Financial Statements of ICICI Bank Limited
3. Capital adequacy ratio
The Bank is subject to the Basel III capital adequacy guidelines stipulated by RBI with effect from April 1, 2013. The
guidelines provide a transition schedule for Basel III implementation till March 31, 2019. As per the guidelines, the
Tier-1 capital is made up of Common Equity Tier-1 (CET1) and Additional Tier-1.
At March 31, 2016, Basel III guidelines require the Bank to maintain a minimum capital to risk-weighted assets ratio
(CRAR) of 9.63% with minimum CET1 CRAR of 6.13% and minimum Tier-1 CRAR of 7.63%. The minimum total CRAR,
CET1 CRAR and Tier-1 CRAR requirement include capital conservation buffer of 0.63%.
The following table sets forth, for the period indicated, computation of capital adequacy as per Basel III framework.
` in million, except percentages
At
March 31, 2016
At
March 31, 2015
Common Equity Tier 1 CRAR (%) 13.00% 12.78%
Tier-1 CRAR (%) 13.09% 12.78%
Tier-2 CRAR (%) 3.55% 4.24%
Total CRAR (%) 16.64% 17.02%
Amount of equity capital raised – –
Amount of Additional Tier-1 capital raised; of which
Perpetual Non-Cumulative Preference Shares ––
Perpetual Debt Instruments ––
Amount of Tier-2 capital raised; of which
Debt capital instrument ––
Preference Share Capital Instruments ––
[Perpetual Cumulative Preference Shares (PCPS)/Redeemable Non-
Cumulative Preference Shares (RNCPS)/Redeemable Cumulative Preference
Shares (RCPS)]
4. Liquidity coverage ratio
The Basel Committee for Banking Supervision (BCBS) had introduced the liquidity coverage ratio (LCR) in order to
ensure that a bank has an adequate stock of unencumbered high quality liquid assets (HQLA) to survive a signicant
liquidity stress lasting for a period of 30 days. LCR is dened as a ratio of HQLA to the total net cash outows
estimated for the next 30 calendar days. As per the RBI guidelines the minimum LCR required to be maintained by
banks shall be implemented in the phased manner from January 1, 2015 as given below.