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Annual Report 2015-2016168
Schedules
forming part of the Accounts (Contd.)
Financial Statements of ICICI Bank Limited
(II) Sector-wise Advances
` in million except percentages
At March 31, 2016
Sr.
no. Sector Outstanding
advances Gross NPAs
% of gross NPAs to
total advances in
that sector
A. Priority sector
1. Agriculture and allied activities 292,270.1 9,202.6 3.15%
2. Advances to industries sector eligible as priority
sector lending 149,124.4 4,900.5 3.29%
3. Services of which: 136,508.0 2,662.8 1.95%
Transport operators 76,455.8 1,196.3 1.56%
Wholesale Trade 17,211.9 447.6 2.60%
4. Personal loans of which: 359,514.1 4,271.8 1.19%
Housing 241,865.6 2,311.0 0.96%
Vehicle loans 106,321.8 1,739.4 1.64%
Sub-total (A) 937,416.6 21,037.7 2.24%
B. Non-priority sector
1. Agriculture and allied activities – – –
2. Advances to industries sector of which: 1,639,731.6 168,177.6 10.26%
Infrastructure 541,521.9 41,917.4 7.74%
Basic metal and metal products 354,484.0 66,141.6 18.66%
3. Services of which: 872,035.5 62,393.3 7.15%
Commercial real estate 268,848.6 5,568.0 2.07%
Wholesale Trade 137,418.0 6,018.5 4.38%
4. Personal loans1, of which: 1,052,641.9 10,603.8 1.01%
Housing 745,402.6 4,157.4 0.56%
Sub-total (B) 3,564,409.0 241,174.7 6.77%
Total (A+B) 4,501,825.6 262,212.4 5.82%
1. Excludes commercial business loans and dealer funding.
2. Sub-sectors have been disclosed where advances exceed 10% of total advances in that sector at reporting date.
` in million except percentages
At March 31, 2015
Sr.
no. Sector Outstanding
advances Gross NPAs
% of gross NPAs to
total advances in
that sector
A. Priority sector
1. Agriculture and allied activities 237,737.6 7,051.4 2.97%
2. Advances to industries sector eligible as priority sector
lending 114,316.8 3,660.3 3.20%
3. Services of which: 118,499.0 1,963.1 1.66%
Transport operators 61,484.7 1,273.5 2.07%
Wholesale Trade 14,487.1 487.7 3.37%
4. Personal loans of which: 301,750.1 3,818.1 1.27%
Housing 217,485.4 2,571.4 1.18%
Vehicle loans 78,868.5 967.2 1.23%
Sub-total (A) 772,303.5 16,492.9 2.14%