The Hartford 2007 Annual Report Download - page 2
Download and view the complete annual report
Please find page 2 of the 2007 The Hartford annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.-
1 -
2 -
3 -
4 -
5 -
6 -
7 -
8 -
9 -
10 -
11 -
12 -
13 -
14
-
15
-
16
-
17
-
18
-
19
-
20
-
21
-
22
-
23
-
24
-
25
-
26
-
27
-
28
-
29
-
30
-
31
-
32
-
33
-
34
-
35
-
36
-
37
-
38
-
39
-
40
-
41
-
42
-
43
-
44
-
45
-
46
-
47
-
48
-
49
-
50
-
51
-
52
-
53
-
54
-
55
-
56
-
57
-
58
-
59
-
60
-
61
-
62
-
63
-
64
-
65
-
66
-
67
-
68
-
69
-
70
-
71
-
72
-
73
-
74
-
75
-
76
-
77
-
78
-
79
-
80
-
81
-
82
-
83
-
84
-
85
-
86
-
87
-
88
-
89
-
90
-
91
-
92
-
93
-
94
-
95
-
96
-
97
-
98
-
99
-
100
-
101
-
102
-
103
-
104
-
105
-
106
-
107
-
108
-
109
-
110
-
111
-
112
-
113
-
114
-
115
-
116
-
117
-
118
-
119
-
120
-
121
-
122
-
123
-
124
-
125
-
126
-
127
-
128
-
129
-
130
-
131
-
132
-
133
-
134
-
135
-
136
-
137
-
138
-
139
-
140
-
141
-
142
-
143
-
144
-
145
-
146
-
147
-
148
-
149
-
150
-
151
-
152
-
153
-
154
-
155
-
156
-
157
-
158
-
159
-
160
-
161
-
162
-
163
-
164
-
165
-
166
-
167
-
168
-
169
-
170
-
171
-
172
-
173
-
174
-
175
-
176
-
177
-
178
-
179
-
180
-
181
-
182
-
183
-
184
-
185
-
186
-
187
-
188
-
189
-
190
-
191
-
192
-
193
-
194
-
195
-
196
-
197
-
198
-
199
-
200
-
201
-
202
-
203
-
204
-
205
-
206
-
207
-
208
-
209
-
210
-
211
-
212
-
213
-
214
-
215
-
216
-
217
-
218
-
219
-
220
-
221
-
222
-
223
-
224
-
225
-
226
-
227
-
228
-
229
-
230
-
231
-
232
-
233
-
234
-
235
-
236
-
237
-
238
-
239
-
240
-
241
-
242
-
243
-
244
-
245
-
246
-
247
-
248
-
249
-
250
-
251
-
252
-
253
-
254
-
255
-
256
-
257
-
258
-
259
-
260
-
261
-
262
-
263
-
264
-
265
-
266
-
267
-
268
-
269
-
270
-
271
-
272
-
273
-
274
-
275
-
276
 |
 |
2
THE HARTFORD FINANCIAL SERVICES GROUP, INC.
ANNUAL REPORT ON FORM 10-K
FOR THE FISCAL YEAR ENDED DECEMBER 31, 2007
TABLE OF CONTENTS
Item Description Page
Part I
1. Business………………………………………………………………………………………………... 3
1A. Risk Factors……………………………………………………………………………………………. 21
1B. Unresolved Staff Comments…………………………………………………………………………... 28
2. Properties………………………………………………………………………………………………. 28
3. Legal Proceedings……………………………………………………………………………………... 28
4. Submission of Matters to a Vote of Security Holders…………………………………………………. 29
Part II
5. Market for The Hartford’ s Common Equity, Related Stockholder Matters and Issuer Purchases of
Equity Securities………………………………………………………………………………....... 30
6. Selected Financial Data………………………………………………………………………………... 31
7. Management’ s Discussion and Analysis of Financial Condition and Results of Operations…….…… 32
7A. Quantitative and Qualitative Disclosures About Market Risk………………………………………… 171
8. Financial Statements and Supplementary Data………………………………………………………... 171
9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure………… 171
9A. Controls and Procedures………………………………………………………………………………. 172
9B. Other Information……………………………………………………………………………………… 174
Part III
10. Directors, Executive Officers and Corporate Governance of The Hartford…………………………... 174
11. Executive Compensation………………………………………………………………………………. 176
12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder
Matters…………………………………………………...………………………………………… 176
13. Certain Relationships and Related Transactions, and Director Independence………………………... 177
14. Principal Accounting Fees and Services………………………………………………………………. 177
Part IV
15. Exhibits, Financial Statement Schedules……………………………………………………………… 177
Signatures……………………………………………………………………………………………… II-1
Exhibits Index…………………………………………………………………………………………. II-2