Travelers 2004 Annual Report Download - page 38

• S&P: On January 31, 2005, S&P affirmed it’s A+ counterparty credit and financial strength ratings on
the members of the St. Paul Insurance Group Pool, the members of the Travelers Intercompany Pool,
Travelers Casualty and Surety Co., of America, and Travelers Casualty and Surety Co. of Europe Ltd.
with a stable outlook. S&P also affirmed its BBB+/A-2 counterparty credit rating on The St. Paul
Travelers Companies, Inc. with a stable outlook.
• Fitch: On January 31, 2005, Fitch affirmed the A- long-term issuer and senior debt ratings of The St.
Paul Travelers Companies, Inc., Travelers Property Casualty Corp. and Travelers Insurance Group
Holdings, Inc. The AA- insurer financial strength (IFS) ratings of members of the Travelers Property
Casualty Group and the St. Paul Insurance Group Pool have also been affirmed. The outlook for all
ratings is stable.
The following table summarizes the current claims-paying and financial strength ratings of Travelers
Property Casualty Insurance Pool, The St. Paul Insurance Group, Travelers C&S of America, Gulf Insurance
Group, Northland Pool, Travelers Personal single state companies, Travelers Europe, Discover Reinsurance
Company, Afianzadora Insurgentes, S.A. and St. Paul Guarantee Insurance Company by A.M. Best, Moody’s,
S&P and Fitch as of March 8, 2005. The table also presents the position of each rating in the applicable agency’s
rating scale.
A.M. Best Moody’s S&P Fitch
Travelers Property Casualty Pool(a) ..... A+(2nd of 16) Aa3 (4th of 21) A+ (5th of 21) AA- (4th of 24)
St. Paul Insurance Group(b) ............ A(3rd of 16) A1 (5th of 21) A+ (5th of 21) AA- (4th of 24)
Travelers C&S of America ............ A+(2nd of 16) Aa3 (4th of 21) A+ (5th of 21) AA- (4th of 24)
Gulf Insurance Group(c) .............. A-(4th of 16) A2 (6th of 21) A+ (5th of 21) —
Northland Pool(d) ................... A(3rd of 16) — — —
First Floridian Auto and Home Ins. Co. . . . A (3rd of 16) — — AA- (4th of 24)
First Trenton Indemnity Company ....... A(3rd of 16) — — AA- (4th of 24)
The Premier Insurance Co. of MA ....... A(3rd of 16) — — AA- (4th of 24)
Travelers Europe .................... A+(2nd of 16) A1 (5th of 21) A+ (5th of 21) —
Discover Reinsurance Company ........ A-(4th of 16) — — —
Afianzadora Insurgentes, S.A. .......... A-(4th of 16) — — —
St. Paul Guarantee Insurance Company . . . A (3rd of 16) — — —
(a) The Travelers Property Casualty Pool consists of The Travelers Indemnity Company, Travelers Casualty
and Surety Company, The Phoenix Insurance Company, The Standard Fire Insurance Company, Travelers
Casualty Insurance Company of America, (formerly Travelers Casualty and Surety Company of Illinois),
Farmington Casualty Company, The Travelers Indemnity Company of Connecticut, The Automobile
Insurance Company of Hartford, Connecticut, The Charter Oak Fire Insurance Company, The Travelers
Indemnity Company of America, Travelers Commercial Casualty Company, Travelers Casualty Company
of Connecticut, Travelers Commercial Insurance Company, Travelers Property Casualty Company of
America, (formerly The Travelers Indemnity Company of Illinois), Travelers Property Casualty Insurance
Company, TravCo Insurance Company, The Travelers Home and Marine Insurance Company, Travelers
Personal Security Insurance Company, Travelers Personal Insurance Company (formerly Travelers Property
Casualty Insurance Company of Illinois) and Travelers Excess and Surplus Lines Company.
(b) The St. Paul Insurance Group consists of Athena Assurance Company, Discover Property & Casualty
Insurance Company, Discover Specialty Insurance Company, Fidelity and Guaranty Insurance Company,
Fidelity and Guaranty Insurance Underwriters, Inc., GeoVera Insurance Company, Pacific Select Property
Insurance Company, St. Paul Fire and Casualty Insurance Company, St. Paul Fire and Marine Insurance
Company, St. Paul Guardian Insurance Company, St. Paul Medical Liability Insurance Company, St. Paul
Mercury Insurance Company, St. Paul Protective Insurance Company, St. Paul Surplus Lines Insurance
Company, Seaboard Surety Company, United States Fidelity and Guaranty Company, USF&G Insurance
Company of Mississippi and USF&G Specialty Insurance Company.
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