SunTrust 2007 Annual Report Download - page 167

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SunTrust At A Glance:
SunTrust Banks, Inc., with year-end 2007 assets of $179.6 billion, is one
of the nation’s largest and strongest nancial services holding companies.
Through its flagship subsidiary, SunTrust Bank, the Company provides
deposit, credit, and trust and investment services to a broad range of
retail, business, and institutional clients. Other subsidiaries provide
mortgage banking, asset management, equipment leasing, brokerage,
and capital market services.
SunTrust enjoys leading market positions in some of the highest-growth
markets in the United States and also serves customers in selected markets
nationally. The Company’s mission is to help people and institutions prosper
by providing nancial services that meet the needs, exceed the expectations,
and enhance the lives of our colleagues, clients, communities and ultimately
our shareholders.
SunTrust’s 1,682 retail branches and 2,507 ATMs are located primarily in
Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee,
Virginia, and the District of Columbia. In addition, SunTrust provides
customers with a full selection of technology-based banking channels
including online, 24-hour customer services centers, and the latest mobile
devices. Our internet address is www.suntrust.com. As of December 31,
2007, SunTrust had total assets under advisement of $250.0 billion.
Total loans serviced by SunTrust Mortgage reached $149.9 billion by
year end.
Shareholder Information:
CORPORATE HEADQUARTERS
SunTrust Banks, Inc.
303 Peachtree Street, NE
Atlanta, GA 30308
404.588.7711
CORPORATE MAILING ADDRESS
SunTrust Banks, Inc.
P.O. Box 4418
Center 645
Atlanta, GA 30302-4418
NOTICE OF ANNUAL MEETING
The Annual Meeting of Shareholders will be held on Tuesday,
April 29, 2008 at 9:30 a.m. in Suite 105 on the rst oor of
SunTrust Plaza Garden Ofces, 303 Peachtree Center Avenue,
Atlanta, Georgia.
STOCK TRADING
SunTrust Banks, Inc. common stock is traded on the New York
Stock Exchange under the symbol “STI.”
QUARTERLY COMMON STOCK PRICES & DIVIDENDS
The quarterly high, low, and close prices of SunTrust’s common
stock for each quarter of 2007 and 2006 and the dividends
paid per share are shown below.
QUARTER MARKET PRICE DIVIDENDS
ENDED HIGH LOW CLOSE PAID
2007
December 31 $78.76 $60.02 $62.49 $0.73
September 30 90.47 73.61 75.67 0.73
June 30 94.18 78.16 85.74 0.73
March 31 87.43 80.76 83.04 0.73
2006
December 31 $85.64 $76.76 $84.45 $0.61
September 30 81.59 75.11 77.28 0.61
June 30 78.33 72.56 76.26 0.61
March 31 76.75 69.68 72.76 0.61
CREDIT RATINGS
RATINGS AS OF DECEMBER 31, 2007.
MOODY’S STANDARD
INVESTORS & POOR’S FITCH DBRS
CORPORATE RATINGS
LONG TERM RATINGS
Senior Debt Aa3 A+ A+ A(high)
Subordinated Debt A1 A A A
Preferred Stock A2 A- A A(low)
SHORT TERM
Commercial Paper P-1 A-1 F1 R-1
(middle)
BANK RATINGS
LONG TERM RATINGS
Senior Debt Aa2 AA- A+ AA(low)
Subordinated Debt Aa3 A+ A A(high)
SHORT TERM P-1 A-1+ F1+ R-1
(middle)
NUMBER OF SHAREHOLDERS
As of December 31, 2007, 36,702 Registered Shareholders
(Shareholders of Record)
Approximately 77,000 Street Name Shareholders
Approximately 38,000 Employee Shareholders
There could be overlapping shareholders among the three
shareholder groups.
SHAREHOLDER SERVICES
Shareholders who wish to change the name, address,
or ownership of stock, to report lost certificates, or to
consolidate accounts should contact the Transfer Agent:
Computershare
P.O. Box 43078
Providence, RI 02940-3078
866.299.4214
www.computershare.com
FINANCIAL INFORMATION
To obtain information on SunTrust, contact:
Steven Shriner
Director of Investor Relations
P.O. Box 4418
Mail Code GA-ATL-634
Atlanta, GA 30302-4418
800.324.8093
FOR INFORMATION ONLINE, VISIT SUNTRUST.COM:
• 2007 Annual Report
(including select information translated in Spanish)
• Quarterly earnings releases
• Press releases
WEB SITE ACCESS TO UNITED STATES SECURITIES
AND EXCHANGE COMMISSION FILINGS
All reports led electronically by SunTrust Banks, Inc. with the
United States Securities and Exchange Commission, including
the annual report on Form 10-K, quarterly reports on Form
10-Q, current event reports on Form 8-K, and amendments
to those reports led or furnished pursuant to Section 13(a) or
15(d) of the Exchange Act are accessible as soon as reasonably
practicable at no cost in the Investor Relations section of the
corporate Web site at suntrust.com.
Design: Paragraphs, Chicago
10%
Cert no. SCS-COC-00648