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PART IV
ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES
(a)(1) Financial Statements of SunTrust Banks, Inc. included in this report:
Consolidated Statements of Income for the twelve months ended December 31, 2007, 2006, and 2005; Consolidated Balance
Sheets as of December 31, 2007, and 2006;
Consolidated Statements of Shareholders’ Equity as of December 31, 2005, 2006, and 2007; and
Consolidated Statements of Cash Flows for the year ended December 31, 2007, 2006, and 2005.
(a)(2) Financial Statement Schedules
All financial statement schedules for the Company have been included in the Consolidated Financial Statements on the
related footnotes, or are either inapplicable or not required.
(a)(3) Exhibits
The following documents are filed as part of this report:
Exhibit Description
3.1 Amended and Restated Articles of Incorporation of the Registrant, effective November 14, 1989, as
amended effective as of April 24, 1998, April 18, 2000, September 6, 2006, October 23, 2006, and April 17,
2007, incorporated by reference to Exhibit 3.1 of the Registrant’s Annual Report on Form 10-K filed
March 26, 1999 (File No. 001-08918), Exhibit 3.1 to the Registrant’s Quarterly Report on Form 10-Q filed
May 15, 2000 (File No. 001-08918), Exhibit 3.1 to the Registrant’s Current Report on Form 8-K filed
September 12, 2006, Exhibit 3.1 to the Registrant’s Form 8-A filed October 24, 2006, and Exhibit 3.1 to the
Registrant’s Form 8-K filed April 17 2007
*
3.2 Bylaws of the Registrant, as amended and restated on November 13, 2007, incorporated by reference to
Exhibit 3.2 of the Registrant’s Current Report on Form 8-K filed November 14, 2007.
*
4.1 Indenture Agreement between Registrant and Morgan Guaranty Trust Company of New York, as Trustee,
incorporated by reference to Exhibit 4(a) to Registration Statement No. 33-00084.
*
4.2 Indenture between Registrant and PNC, N.A., as Trustee, incorporated by reference to Exhibit 4(a) to
Registration Statement No. 33-62162.
*
4.3 Indenture between Registrant and The First National Bank of Chicago, as Trustee, incorporated by
reference to Exhibit 4(b) to Registration Statement No. 33-62162.
*
4.4 Form of Indenture to be used in connection with the issuance of Subordinated Debt Securities,
incorporated by reference to Exhibit 4.4 to Registration Statement No. 333-25381.
*
4.5 Form of Indenture between SunTrust Bank Holding Company (as successor in interest to Crestar Financial
Corporation) and The Chase Manhattan Bank, as Trustee, dated as of February 1, 1985, incorporated by
reference to Exhibit 4.3 to Registration Statement No. 333-61583.
*
4.6 Form of Indenture, dated as of September 1, 1993, between SunTrust Bank Holding Company (as
successor in interest to Crestar Financial Corporation) and The Chase Manhattan Bank, as Trustee,
incorporated by reference to Exhibit 4.1 to Registration Statement No. 333-50387.
*
4.7 Form of Third Supplemental Indenture (to Indenture dated as of February 1, 1985), between SunTrust
Bank Holding Company (as successor in interest to Crestar Financial Corporation) and The Chase
Manhattan Bank, as Trustee, dated as of July 1, 1992, incorporated by reference to Registration Statement
No. 333-61583.
*
4.8 Form of resolutions of the Board of Directors of Crestar Financial Corporation approving issuance of
$150 million of 8
3
4
% Subordinated Notes Due 2004, incorporated by reference to Exhibit 4.6 to
Registration Statement No. 333-61583.
*
145