ICICI Bank 2013 Annual Report Download - page 89

F11
Year ended
31.03.2013
Year ended
31.03.2012
SCHEDULE 13 - INTEREST EARNED
I. Interest/discount on advances/bills ........................................................................... 273,411,095 221,298,923
II. Income on investments .............................................................................................. 110,092,680 96,840,240
III. Interest on balances with Reserve Bank of India and other inter-bank funds ......... 5,429,767 4,911,364
I V. Others1,2 ...................................................................................................................... 11,822,427 12,375,995
TOTAL INTEREST EARNED ............................................................................................... 400,755,969 335,426,522
1. Includes interest on income tax refunds amounting to ` 2,575.5 million (March 31, 2012: ` 801.1 million).
2. Includes interest and amortisation of premium on non-trading interest rate swaps and foreign currency swaps.
SCHEDULE 14 - OTHER INCOME
I. Commission, exchange and brokerage .................................................................... 54,616,556 54,351,128
II. Profit/(loss) on sale of investments (net) ................................................................... 5,651,026 3,313,505
III. Profit/(loss) on revaluation of investments (net) ....................................................... (1,286,689) (4,053,393)
I V. Profit/(loss) on sale of land, buildings and other assets (net)1 ................................. 352,510 (16,876)
V. Profit/(loss) on exchange transactions (net) .............................................................. 13,330,644 12,589,981
VI. Income earned by way of dividends, etc. from subsidiary companies and/or joint
ventures abroad/in India ............................................................................................ 9,117,637 7,364,045
VII. Miscellaneous income (including lease income) ..................................................... 1,675,328 1,479,208
TOTAL OTHER INCOME .................................................................................................... 83,457,012 75,027,598
1. Includes profit/(loss) on sale of assets given on lease.
SCHEDULE 15 - INTEREST EXPENDED
I. Interest on deposits .................................................................................................... 168,889,489 143,040,614
II. Interest on Reserve Bank of India/inter-bank borrowings ........................................ 20,865,555 14,692,117
III. Others (including interest on borrowings of erstwhile ICICI Limited) ..................... 72,336,804 70,352,233
TOTAL INTEREST EXPENDED ........................................................................................... 262,091,848 228,084,964
SCHEDULE 16 - OPERATING EXPENSES
I. Payments to and provisions for employees ............................................................. 38,932,853 35,152,766
II. Rent, taxes and lighting1 ........................................................................................... 7,368,037 6,756,357
III. Printing and stationery .............................................................................................. 1,175,023 1,000,743
IV. Advertisement and publicity ..................................................................................... 1,891,608 1,324,783
V. Depreciation on Bank's property ............................................................................. 4,573,380 4,822,742
VI. Depreciation (including lease equalisation) on leased assets ................................ 328,220 422,579
VII. Directors' fees, allowances and expenses................................................................ 3,985 4,154
VIII. Auditors' fees and expenses ..................................................................................... 29,288 25,142
IX. Law charges ............................................................................................................... 405,906 374,653
X. Postages, telegrams, telephones, etc. ...................................................................... 2,188,627 1,902,982
XI. Repairs and maintenance ........................................................................................ 6,661,542 5,629,537
XII. Insurance ................................................................................................................... 2,243,842 2,234,700
XIII. Direct marketing agency expenses ......................................................................... 3,464,848 1,604,439
XIV. Other expenditure .................................................................................................... 20,861,678 17,248,856
TOTAL OPERATING EXPENSES ....................................................................................... 90,128,837 78,504,433
1. Includes lease payment of ` 5,065.8 million (March 31, 2012: ` 4,478.1 million).
(` in ‘000s)
forming part of the Profit and Loss Account
schedules