ICICI Bank 2013 Annual Report Download - page 143

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forming part of the Consolidated Profit and Loss Account (` in ‘000s)
Year ended
31.03.2013
Year ended
31.03.2012
SCHEDULE 13 - INTEREST EARNED
I. Interest/discount on advances/bills ................................................................ 295,624,597 246,201,222
II. Income on investments .................................................................................. 133,188,599 113,762,938
III. Interest on balances with Reserve Bank of India and other inter-bank funds .... 7,566,271 7,005,946
I V. Others1,2 ........................................................................................................... 12,466,427 12,978,481
TOTAL INTEREST EARNED ................................................................................... 448,845,894 379,948,587
1. Includes interest on income tax refunds amounting to ` 2,704.0 million (March 31, 2012: ` 846.4 million).
2. Includes interest and amortisation of premium on non-trading interest rate swaps and foreign currency swaps.
SCHEDULE 14 - OTHER INCOME
I. Commission, exchange and brokerage ......................................................... 62,767,457 63,154,629
II. Profit/(Loss) on sale of investments (net) ...................................................... 10,291,501 6,510,262
III. Profit/(Loss) on revaluation of investments (net) .......................................... (1,148,007) (3,776,816)
I V. Profit/(Loss) on sale of land, buildings and other assets (net)1 .................... 339,276 (37,180)
V. Profit/(Loss) on exchange transactions (net) ................................................. 14,850,316 14,174,661
VI. Premium and other operating income from insurance business ................. 203,944,026 204,877,907
VII. Miscellaneous income (including lease income)2 ......................................... 2,153,505 1,730,714
TOTAL OTHER INCOME ........................................................................................ 293,198,074 286,634,177
1. Includes profit/(loss) on sale of assets given on lease.
2. Includes share of profit/(loss) from associates.
SCHEDULE 15 - INTEREST EXPENDED
I. Interest on deposits ...................................................................................... 175,836,375 152,730,907
II. Interest on Reserve Bank of India/inter-bank borrowings .......................... 23,598,608 19,575,112
III. Others (including interest on borrowings of erstwhile ICICI Limited) ........ 83,419,110 77,826,436
TOTAL INTEREST EXPENDED ............................................................................... 282,854,093 250,132,455
SCHEDULE 16 - OPERATING EXPENSES
I. Payments to and provisions for employees ................................................ 56,290,867 51,012,713
II. Rent, taxes and lighting ................................................................................ 9,975,234 9,413,874
III. Printing and stationery ................................................................................. 1,505,995 1,407,335
IV. Advertisement and publicity ........................................................................ 5,544,774 4,264,149
V. Depreciation on property ............................................................................. 5,926,565 6,291,795
VI. Depreciation (including lease equalisation) on leased assets .................... 328,220 422,579
VII. Directors’ fees, allowances and expenses .................................................. 41,630 36,126
VIII. Auditors’ fees and expenses ........................................................................ 167,191 159,975
IX. Law charges .................................................................................................. 1,222,079 842,420
X. Postages, telegrams, telephones, etc. ......................................................... 3,211,547 2,881,332
XI. Repairs and maintenance ............................................................................ 7,756,885 6,705,334
XII. Insurance ...................................................................................................... 2,080,482 2,131,595
XIII. Direct marketing agency expenses ............................................................. 3,992,592 2,573,896
XIV. Claims and benefits paid pertaining to insurance business ....................... 43,170,439 39,449,052
XV. Other expenses pertaining to insurance business ...................................... 130,346,902 139,805,254
XVI. Other expenditure ........................................................................................ 30,509,093 28,123,029
TOTAL OPERATING EXPENSES ........................................................................... 302,070,495 295,520,458
schedules