ICICI Bank 2013 Annual Report Download - page 186
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F108
f. Movement of NPLs
` in billion
Gross NPL Net NPL
Opening balance at April 1, 2012 106.07 26.92
Additions during the year1 38.86 22.80
Reductions/write-offs during the year1 (38.33) (20.61)
Closing balance at March 31, 20132 106.60 29.11
1. The difference between the opening and closing balances (other than accounts written off during the year) of NPLs in credit
cards is included in additions during the year.
2. Includes advances portfolio of the Bank and its banking subsidiaries and ICICI Home Finance Company.
g. Movement of provisions for NPLs
` in billion
Amount
Opening balance at April 1, 2012 79.16
Provisions made during the year1 24.22
Write-offs during the year (16.90)
Write-back of excess provisions during the year (8.99)
Closing balance at March 31, 20132 77.49
1. The difference between the opening and closing balances (other than accounts written off during the year) of provisions
on credit cards is included in provisions made during the year.
2. Includes advances portfolio of the Bank and its banking subsidiaries and ICICI Home Finance Company.
h. Amount of non-performing investments (NPIs) in securities, other than government and other approved
securities
` in billion
Amount1
Gross NPIs at March 31, 2013 5.95
Total provisions held on NPIs (4.84)
Net NPIs at March 31, 20131 1.11
1. Includes NPIs of the Bank and its banking subsidiary.
i. Movement of provisions for depreciation on investments1
` in billion
Amount
Opening balance at April 1, 2012 28.25
Provision/depreciation (net) made during the year 3.14
Write-off/write back of excess provision during the year (3.42)
Closing balance at March 31, 2013227.97
1. After considering movement in appreciation on investments.
2. Includes all entities considered for Basel II capital adequacy computation.
BASEL II – PILLAR 3 DISCLOSURES (CONSOLIDATED)
at March 31, 2013