ICICI Bank 2013 Annual Report Download - page 109

F31
forming part of the Accounts (Contd.)
schedules
23. Information in respect of restructured assets The following tables set forth, for the periods indicated, details of loan assets subjected to restructuring.
` in million, except number of accounts
Type of Restructuring Under CDR Mechanism Under SME Debt Restructuring Mechanism
Sr. no.
Asset Classification Details Standard
(a)
Sub-
Standard
(b)
Doubtful
(c)
Loss
(d)
Total
(e)
Standard
(a)
Sub-
Standard
(b)
Doubtful
(c)
Loss
(d)
Total
(e)
1. Restructured Accounts at April 1, 2012
No. of borrowers ....................................... 24 1 6 1 32 3 — 4 1 8
Amount outstanding ................................. 27,452.1 154.9 1,209.3 17.0 28,833.3 112.1 — 323.8 96.9 532.8
Provision thereon ...................................... 3,547.6 128.3 705.1 17.0 4,398.0 — — 94.7 96.9 191.6
2. Fresh restructuring during the year ended March 31, 2013
No. of borrowers ....................................... 14 — — — 14 —— — — —
Amount outstanding ................................... 10,082.1 — — — 10,082.1 —— — — —
Provision thereon ...................................... 819.2 — — — 819.2 —— — — —
3. Upgradations to restructured standard category during the year ended March 31, 20131
No. of borrowers ....................................... — — — — —— — — — —
Amount outstanding ................................. — — — — —— — — — —
Provision thereon ...................................... — — — — — — — — — —
4. Restructured standard advances at April 1, 2012, which cease to attract higher provisioning and/or additional risk weight at March 31, 2013
and hence need not be shown as restructured standard advances at April 1, 2013 No. of borrowers ....................................... —N.A. N.A. N.A. —(1) N.A. N.A. N.A. (1)
Amount outstanding ................................. — N.A. N.A. N.A. —(61.2) N.A. N.A. N.A. (61.2)
Provision thereon ...................................... — N.A. N.A. N.A. —(0.1) N.A. N.A. N.A. (0.1)
5. Downgradations of restructured accounts during the year ended March 31, 20131
No. of borrowers ....................................... (5) (1) 5 1 — — — (1) 1 —
Amount outstanding ................................. (2,054.3) (154.9) 2,191.5 99.0 N.A.2— — (58.0) 58.0 N.A.2
Provision thereon ...................................... (177.6) (128.3) 1,186.0 99.0 N.A.2— — (14.5) 58.0 N.A.2
6. Write-offs of restructured accounts during the year ended March 31, 2013
No. of borrowers ....................................... — — (2) — (2) — — — (1) (1)
Amount outstanding ................................. — — (158.1) — (158.1) — — — (76.9) (76.9)
7. Restructured Accounts at March 31, 2013
No. of borrowers ....................................... 32 — 9 2 43 1 — 3 1 5
Amount outstanding ................................. 35,357.1 — 3,201.2 120.1 38,678.4 4.1 — 153.0 58.0 215.1
Provision thereon ...................................... 3,634.8 — 2,064.6 120.1 5,819.5 — — 153.0 58.0 211.0
1. In cases upgraded to restructured standard category and in cases downgraded to lower asset classification, the amount shown as deleted represents the
outstanding at March 31, 2012 and that shown in addition represents outstanding at March 31, 2013.
2. The amounts outstanding and the provision thereon are not presented as the number of borrowers are Nil.