ICICI Bank 2011 Annual Report Download - page 89

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F11
Year ended
31.03.2011
Year ended
31.03.2010
SCHEDULE 13 - INTEREST EARNED
I. Interest/discount on advances/bills ........................................................................... 164,247,832 173,727,325
II. Income on investments .............................................................................................. 79,051,918 64,663,488
III. Interest on balances with Reserve Bank of India and other inter-bank funds ......... 3,667,668 6,249,906
I V. Others1, 2 ...................................................................................................................... 12,773,110 12,428,612
TOTAL INTEREST EARNED ....................................................................................... 259,740,528 257,069,331
1. Includes interest on income tax refunds amounting to ` 1,646.3 million (March 31, 2010: ` 1,208.3 milion).
2. Includes interest and amortisation of premium on non-trading interest rate swaps and foreign currency swaps.
SCHEDULE 14 - OTHER INCOME
I. Commission, exchange and brokerage .................................................................... 55,146,367 48,308,087
II. Profit/(loss) on sale of investments (net) ................................................................... 2,176,146 5,464,210
III. Profit/(loss) on revaluation of investments (net) ....................................................... (4,610,137) 1,852,196
I V. Profit/(loss) on sale of land, buildings and other assets (net)1 ................................. 411,695 1,345,173
V. Profit/(loss) on exchange transactions (net) ............................................................. 9,168,753 11,060,537
VI. Income earned by way of dividends, etc. from subsidiary companies and/or joint
ventures abroad/in India ............................................................................................ 4,113,468 3,692,716
VII. Miscellaneous income (including lease income) ..................................................... 72,633 3,053,581
VIII. TOTAL OTHER INCOME ............................................................................................ 66,478,925 74,776,500
1. Includes profit/(loss) on sale of assets given on lease.
SCHEDULE 15 - INTEREST EXPENDED
I. Interest on deposits .................................................................................................... 100,708,579 115,134,716
II. Interest on Reserve Bank of India/inter-bank borrowings ........................................ 12,482,351 11,951,326
III. Others (including interest on borrowings of erstwhile ICICI Limited) ..................... 56,380,585 48,839,662
TOTAL INTEREST EXPENDED ........................................................................................... 169,571,515 175,925,704
SCHEDULE 16 - OPERATING EXPENSES
I. Payments to and provisions for employees ............................................................. 28,169,342 19,257,929
II. Rent, taxes and lighting ............................................................................................. 6,537,415 5,924,256
III. Printing and stationery .............................................................................................. 932,907 915,957
IV. Advertisement and publicity ..................................................................................... 1,487,541 1,108,010
V. Depreciation on Bank's property ............................................................................. 4,835,223 4,778,512
VI. Depreciation (including lease equalisation) on leased assets ................................ 789,135 1,416,505
VII. Directors' fees, allowances and expenses................................................................ 4,635 4,193
VIII. Auditors' fees and expenses ..................................................................................... 22,254 22,500
IX. Law charges ............................................................................................................... 422,060 987,406
X. Postages, telegrams, telephones, etc. ...................................................................... 1,637,677 2,007,720
XI. Repairs and maintenance ....................................................................................... 5,045,437 4,724,642
XII. Insurance ................................................................................................................... 2,064,252 2,005,645
XIII. Direct marketing agency expenses ......................................................................... 1,570,315 1,254,784
XIV. Other expenditure .................................................................................................... 12,654,299 14,190,268
TOTAL OPERATING EXPENSES ....................................................................................... 66,172,492 58,598,327
(` in ‘000s)
forming part of the Profit and Loss Account
schedules