ICICI Bank 2011 Annual Report Download - page 141

F63
forming part of the Consolidated Profit and Loss Account (` in ‘000s)
Year ended
31.03.2011
Year ended
31.03.2010
SCHEDULE 13 - INTEREST EARNED
I. Interest/discount on advances/bills .............................................................. 190,975,431 203,626,416
II. Income on investments ................................................................................. 91,806,801 78,164,417
III. Interest on balances with Reserve Bank of India and other inter-bank funds .... 4,693,218 7,111,651
I V. Others1,2 .......................................................................................................... 13,338,591 12,634,594
TOTAL INTEREST EARNED ................................................................................. 300,814,041 301,537,078
1. Includes interest amounting to ` 1,694.7 million (March 31, 2010: ` 1,241.8 million) on income tax refunds.
2. Includes interest and amortisation of premium on non-trading interest rate swaps and foreign currency swaps.
SCHEDULE 14 - OTHER INCOME
I. Commission, exchange and brokerage ....................................................... 65,977,918 60,039,038
II. Profit/(loss) on sale of investments (net) ..................................................... 6,215,295 10,359,185
III. Profit/(loss) on revaluation of investments (net) ......................................... (4,528,802) 3,923,447
I V. Profit/(loss) on sale of land, buildings and other assets (net)1 .................... 299,958 821,610
V. Profit/(loss) on exchange transactions (net) ................................................ 10,121,840 11,911,507
VI. Premium and other operating income from insurance business ............... 236,030,257 204,757,832
VII. Miscellaneous income (including lease income)2 ....................................... 1,016,537 2,648,029
TOTAL OTHER INCOME ...................................................................................... 315,133,003 294,460,648
1. Includes profit/(loss) on sale of assets given on lease.
2. Includes share of profit/(loss) from associates.
SCHEDULE 15 - INTEREST EXPENDED
I. Interest on deposits ....................................................................................... 113,151,705 135,093,359
II. Interest on Reserve Bank of India/inter-bank borrowings ........................... 16,826,306 18,644,064
III. Others (including interest on borrowings of erstwhile ICICI Limited) ......... 63,447,674 53,554,438
TOTAL INTEREST EXPENDED .............................................................................. 193,425,685 207,291,861
SCHEDULE 16 - OPERATING EXPENSES
I. Payments to and provisions for employees ................................................. 43,925,959 36,784,297
II. Rent, taxes and lighting ................................................................................. 9,723,158 10,168,540
III. Printing and stationery .................................................................................. 1,491,506 1,609,042
I V. Advertisement and publicity ......................................................................... 3,874,585 4,421,935
V. Depreciation .................................................................................................. 6,607,680 6,212,233
VI. Depreciation (including lease equalisation) on leased assets ..................... 789,135 1,416,505
VII. Directors' fees, allowances and expenses .................................................... 33,590 27,868
VIII. Auditors' fees and expenses ......................................................................... 160,924 148,042
IX. Law charges ................................................................................................... 810,340 1,396,354
X. Postages, telegrams, telephones, etc. .......................................................... 3,007,539 3,575,692
XI. Repairs and maintenance ............................................................................. 6,677,282 6,685,665
XII. Insurance ....................................................................................................... 1,994,829 1,885,845
XIII. Direct marketing agency expenses .............................................................. 2,578,556 2,413,170
XIV. Claims and benefits paid pertaining to insurance business ........................ 28,158,043 20,643,054
X V. Other expenses pertaining to insurance business ....................................... 180,870,784 158,516,684
XVI. Other expenditure ......................................................................................... 22,320,635 21,427,455
TOTAL OPERATING EXPENSES ............................................................................ 313,024,545 277,332,381
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