Sallie Mae 2012 Annual Report Download - page 74
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(Dollars in millions) Monthly Scheduled Payments Due Not Yet in
RepaymentDecember 31, 2012 0to12 13 to 24 25 to 36 37 to 48 More than 48 Total
Loans in-school/grace/deferment ............... $ — $ — $ — $ — $ — $5,904 $ 5,904
Loans in forbearance ......................... 602 195 149 83 107 — 1,136
Loans in repayment — current ................. 5,591 5,366 5,405 4,403 7,810 — 28,575
Loans in repayment — delinquent 31-60 days ..... 353 189 175 116 179 — 1,012
Loans in repayment — delinquent 61-90 days ..... 185 95 81 49 71 — 481
Loans in repayment — delinquent greater than
90 days .................................. 640 292 227 129 158 — 1,446
Total ..................................... $ 7,371 $6,137 $6,037 $4,780 $8,325 $5,904 38,554
Unamortized discount ........................ (796)
Receivable for partially charged-off loans ........ 1,347
Allowance for loan losses ..................... (2,171)
Total Private Education Loans, net .............. $36,934
Loans in forbearance as a percentage of loans in
repayment and forbearance .................. 8.2% 3.2% 2.5% 1.7% 1.3% — % 3.5%
(Dollars in millions) Monthly Scheduled Payments Due Not Yet in
RepaymentDecember 31, 2011 0to12 13 to 24 25 to 36 37 to 48 More than 48 Total
Loans in-school/grace/deferment ............... $ — $ — $ — $ — $ — $6,522 $ 6,522
Loans in forbearance ......................... 920 194 126 66 80 — 1,386
Loans in repayment — current ................. 6,866 6,014 5,110 3,486 5,646 — 27,122
Loans in repayment — delinquent 31-60 days ..... 506 212 158 83 117 — 1,076
Loans in repayment — delinquent 61-90 days ..... 245 100 78 41 56 — 520
Loans in repayment — delinquent greater than
90 days .................................. 709 317 205 102 134 — 1,467
Total ..................................... $ 9,246 $6,837 $5,677 $3,778 $6,033 $6,522 38,093
Unamortized discount ........................ (873)
Receivable for partially charged-off loans ........ 1,241
Allowance for loan losses ..................... (2,171)
Total Private Education Loans, net .............. $36,290
Loans in forbearance as a percentage of loans in
repayment and forbearance .................. 10.0% 2.8% 2.2% 1.8% 1.3% — % 4.4%
(Dollars in millions) Monthly Scheduled Payments Due Not Yet in
RepaymentDecember 31, 2010 0to12 13 to 24 25 to 36 37 to 48 More than 48 Total
Loans in-school/grace/deferment ............... $ — $ — $ — $ — $ — $8,340 $ 8,340
Loans in forbearance ......................... 980 167 92 47 54 — 1,340
Loans in repayment — current ................. 8,342 5,855 4,037 2,679 3,975 — 24,888
Loans in repayment — delinquent 31-60 days ..... 537 209 117 63 85 — 1,011
Loans in repayment — delinquent 61-90 days ..... 258 92 55 27 39 — 471
Loans in repayment — delinquent greater than
90 days .................................. 815 336 156 75 100 — 1,482
Total ..................................... $10,932 $6,659 $4,457 $2,891 $4,253 $8,340 37,532
Unamortized discount ........................ (894)
Receivable for partially charged-off loans ........ 1,040
Allowance for loan losses ..................... (2,022)
Total Private Education Loans, net .............. $35,656
Loans in forbearance as a percentage of loans in
repayment and forbearance .................. 9.0% 2.5% 2.1% 1.6% 1.3% — % 4.6%
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