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57
TABLE EDELINQUENCIES
Table E shows the Companys loan delinquency trends for the periods presented on a reported and managed basis.
As of December 31
2007 2006 2005 2004 2003
(Dollars in
thousands) Loans
% of
Total
Loans Loans
% of
Total
Loans Loans
% of
Total
Loans Loans
% of
Total
Loans Loans
% of
Total
Loans
Reported(1):
Loans held for
investment $ 101,805,027 100.00% $ 96,512,139 100.00% $ 59,847,681 100.00% $ 38,215,591 100.00% $ 32,850,269 100.00 %
Loans delinquent:
30-59 days 2,052,086 2.02% 1,512,365 1.57% 1,055,027 1.76% 741,723 1.94% 755,930 2.30 %
60-89 days 869,452 0.86% 563,012 0.58% 401,640 0.67% 313,559 0.82% 362,766 1.10 %
90-119 days 450,268 0.44% 291,759 0.30% 230,780 0.39% 196,457 0.51% 207,353 0.63 %
120-149 days 194,892 0.19% 167,260 0.17% 104,817 0.18% 120,589 0.32% 149,246 0.45 %
150 or more days 154,746 0.15% 114,007 0.12% 86,744 0.14% 99,866 0.26% 98,164 0.31 %
Total $ 3,721,444 3.66% $ 2,648,403 2.74% $ 1,879,008 3.14% $ 1,472,194 3.85% $ 1,573,459 4.79 %
Loans delinquent by
geographic area:
Domestic 3,592,845 3.67% 2,543,050 2.74% 1,789,926 3.20% 1,380,022 4.05% 1,509,370 5.06 %
International 128,599 3.20% 105,353 2.74% 89,082 2.28% 92,172 2.04% 64,089 2.13 %
Managed(2):
Loans held for
investment $ 151,362,417 100.00% $ 146,151,268 100.00% $ 105,527,491 100.00% $ 79,861,299 100.00% $ 71,244,796 100.00 %
Loans delinquent:
30-59 days 2,737,547 1.81% 2,129,884 1.46% 1,620,075 1.54% 1,299,782 1.63% 1,335,231 1.87 %
60-89 days 1,343,539 0.89% 945,844 0.65% 740,917 0.70% 664,629 0.83% 718,247 1.01 %
90-119 days 840,776 0.55% 602,472 0.41% 498,927 0.47% 479,404 0.60% 488,471 0.69 %
120-149 days 512,789 0.34% 412,386 0.28% 309,587 0.29% 336,924 0.42% 365,971 0.51 %
150 or more days 429,146 0.28% 323,459 0.22% 254,314 0.24% 273,339 0.34% 270,009 0.38 %
Total $ 5,863,797 3.87% $ 4,414,045 3.02% $ 3,423,820 3.24% $ 3,054,078 3.82% $ 3,177,929 4.46 %
(1) Includes non-accrual consumer auto loans of $593.6 million in 2007, $336.6 million in 2006, $240.1 million in 2005, $141.6 million in 2004 and $218.8 million in 2003.
(2) Includes non-accrual consumer auto loans of $597.7 million in 2007, $350.6 million in 2006, $258.7 million in 2005, $141.6 million in 2004 and $218.8 million in 2003.