Capital One 2007 Annual Report Download - page 146

Download and view the complete annual report

Please find page 146 of the 2007 Capital One annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 147

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104
  • 105
  • 106
  • 107
  • 108
  • 109
  • 110
  • 111
  • 112
  • 113
  • 114
  • 115
  • 116
  • 117
  • 118
  • 119
  • 120
  • 121
  • 122
  • 123
  • 124
  • 125
  • 126
  • 127
  • 128
  • 129
  • 130
  • 131
  • 132
  • 133
  • 134
  • 135
  • 136
  • 137
  • 138
  • 139
  • 140
  • 141
  • 142
  • 143
  • 144
  • 145
  • 146
  • 147

Corporate Office
1680 Capital One Drive
McLean, VA 22102
(703) 720-1000
www.capitalone.com
Annual Meeting
Thursday, April 24, 2008
10:00 a.m. Eastern Time
Capital One Headquarters
1680 Capital One Drive
McLean, VA 22102
Principal Investor Contact
Jeff Norris
Managing Vice President,
Investor Relations
Capital One Financial Corporation
1680 Capital One Drive
McLean, VA 22102
(703) 720-1000
CORPORATE INFORMATION
ABOUT CAPITAL ONE
Copies of Form 10-K filed with the Securities and Exchange Commission are available without charge at
www.capitalone.com. The most recent certifications by our Chief Executive Officer and Chief Financial Officer pursuant to
Section 302 of the Sarbanes-Oxley Act of 2002 are filed as exhibits to the Form 10-K. We have also filed with the New York
Stock Exchange®the most recent Annual CEO Certification as required by Section 303A.12(a) of the New York Stock
Exchange Listed Company Manual.
Capital One Financial Corporation (www.capitalone.com) is a financial holding company whose
subsidiaries collectively had $83.0 billion in deposits and $151.4 billion in managed loans
outstanding as of December 31, 2007. Headquartered in McLean, VA, Capital One has 742
locations in New York, New Jersey, Connecticut, Texas and Louisiana. It is a diversified financial
services company whose principal subsidiaries, Capital One, N.A., Capital One Bank, and Capital
One Auto Finance, Inc., offer a broad spectrum of financial products and services to consumers,
small businesses and commercial clients. A Fortune 500 company, Capital One trades on the
New York Stock Exchange under the symbol “COF” and is included in the S&P 100 index.
The company cautions that any forward-looking information is not a guarantee of future performance and that
actual results could differ materially from current expectations due to a number of factors, including: general
economic and business conditions in the U.S. and or the UK, including conditions affecting employment levels,
interest rates, consumer income, spending, and savings that may affect consumer bankruptcies, defaults,
charge-offs and deposit activity; changes in the credit environment in the U.S. and or the UK; continued intense
competition from numerous providers of products and services that compete with Capital One’s businesses;
changes in our aggregate accounts and balances, and the growth rate and composition thereof; the
company’s ability to execute on its strategic and operational plans; the risk that the benefits of the company’s
restructuring initiative, including cost savings and other benefits, may not be fully realized; the success
of the company’s marketing efforts; the risk that the company’s acquired businesses will not be integrated
successfully and that the cost savings and other synergies from such acquisitions may not be fully realized;
general conditions in the wholesale funding markets; and general market conditions in the mortgage industry.
A discussion of these and other factors can be found in Capital One’s annual report and other reports filed with
the Securities and Exchange Commission, including, but not limited to, Capital One’s report on Form 10-K for
the fiscal year ended December 31, 2006, and reports on Form 10-Q and 10-Q/A for the quarters ended March
31, 2007, June 30, 2007 and September 30, 2007.
All Capital One service marks are owned by Capital One. All rights reserved. All third-party trademarks used herein are owned
by the respective entity. All rights reserved. © Copyright 2008 Capital One Services, Inc.
Common Stock
Listed on New York Stock Exchange®
Stock Symbol COF
Member of S&P 500SM
Corporate Registrar/Transfer Agent
Computershare Investor Services
P.O. Box 43078
Providence, RI 02940-3078
Tel: (888) 985-2057
Outside the US, Canada, &
Puerto Rico: (781) 575-2725
Hearing impaired: (781) 575-2692
Internet: www.computershare.com
By Overnight Courier to:
Computershare Investor Services
250 Royall Street
Canton, MA 02021
Independent Auditors
Ernst & Young LLP