Capital One 2007 Annual Report Download - page 24

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2
CAPITAL ONE FINANCIAL CORPORATION
2007 ANNUAL REPORT ON FORM 10-K
TABLE OF CONTENTS
Item 1. Business 3
Overview 3
Business Description 3
Geographic Diversity 4
Enterprise Risk Management 4
Technology/Systems 7
Funding and Liquidity 7
Competition 7
Intellectual Property 8
Employees 8
Supervision and Regulation 8
Statistical Information 13
Item 1A. Risk Factors 13
Item 1B. Unresolved Staff Comments 18
Item 2. Properties 18
Item 3. Legal Proceedings 18
Item 4. Submission of Matters to a Vote of Security Holders 18
Item 5. Market for Companys Common Equity and Related Stockholder Matters 19
Item 6. Selected Financial Data 20
Item 7. Managements Discussion and Analysis of Financial Condition and Results of Operations 22
Item 7A. Quantitative and Qualitative Disclosures about Market Risk 61
Item 8. Financial Statements and Supplementary Data 62
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 116
Item 9A. Controls and Procedures 116
Item 10. Directors and Executive Officers of the Corporation 117
Item 11. Executive Compensation 117
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 117
Item 13. Certain Relationships and Related Transactions 117
Item 14. Principal Accountant Fees and Services 117
Item 15. Exhibits, Financial Statement Schedules and Reports on Form 8-K 118