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54
TABLE CMANAGED LOAN PORTFOLIO
Year Ended December 31
(Dollars in thousands) 2007 2006 2005 2004 2003
Year-End Balances:
Reported loans held for investment:
Consumer loans
Credit cards
Domestic $ 13,130,866 $ 18,102,140 $ 16,389,054 $ 16,536,789 $ 15,287,651
International 3,661,661
3,203,148 3,356,415 4,017,585 2,752,343
Total credit card 16,792,527
21,305,288 19,745,469 20,554,374 18,039,994
Installment loans
Domestic 9,966,818
7,057,270 5,763,538 4,475,838 3,799,618
International 354,556
637,982 551,460 493,846 249,560
Total installment loans 10,321,374
7,695,252 6,314,998 4,969,684 4,049,178
Auto loans(1) 25,038,294
23,180,455 18,041,894 9,997,497 8,466,873
Mortgage loans 12,296,575
12,586,905 5,281,009
Total consumer loans 64,448,770
64,767,900 49,383,370 35,521,555 30,556,045
Commercial loans 37,356,257
31,744,239 10,464,311 2,694,036 2,294,224
Total reported loans held for investment 101,805,027 96,512,139 59,847,681 38,215,591 32,850,269
Securitization adjustments:
Consumer loans
Credit cards
Domestic 38,885,887
35,430,763 33,059,990 32,088,151 30,983,631
International 7,645,332
7,906,309 6,740,949 6,023,346 4,644,961
Total credit card 46,531,219
43,337,072 39,800,939 38,111,497 35,628,592
Installment loans
Domestic 1,968,688
2,899,221 2,621,652 2,163,538 1,720,254
International
Total installment loans 1,968,688
2,899,221 2,621,652 2,163,538 1,720,254
Auto loans(1) 110,448
468,823 1,116,761
Mortgage loans
Total consumer loans 48,610,355
46,705,116 43,539,352 40,275,035 37,348,846
Commercial loans 947,035
2,934,013 2,140,458 1,370,673 1,045,681
Total securitization adjustments 49,557,390
49,639,129 45,679,810 41,645,708 38,394,527
Managed loans held for investment:
Consumer loans
Credit cards
Domestic 52,016,753
53,532,903 49,449,044 48,624,940 46,271,282
International 11,306,993
11,109,457 10,097,364 10,040,931 7,397,304
Total credit card 63,323,746
64,642,360 59,546,408 58,665,871 53,668,586
Installment loans
Domestic 11,935,506
9,956,491 8,385,190 6,639,376 5,519,872
International 354,556
637,982 551,460 493,846 249,560
Total installment loans 12,290,062
10,594,473 8,936,650 7,133,222 5,769,432
Auto loans(1) 25,148,742
23,649,278 19,158,655 9,997,497 8,466,873
Mortgage loans 12,296,575
12,586,905 5,281,009
Total consumer loans 113,059,125 111,473,016 92,922,722 75,796,590 67,904,891
Commercial loans 38,303,292
34,678,252 12,604,769 4,064,709 3,339,905
Total managed loans held for investment $ 151,362,417 $ 146,151,268 $ 105,527,491 $ 79,861,299 $ 71,244,796
(1) Includes the auto loans of North Fork and Hibernia