ICICI Bank 2014 Annual Report Download - page 99

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F11
At
31.03.2014
At
31.03.2013
SCHEDULE 13 - INTEREST EARNED
I. Interest/discount on advances/bills ........................................................................... 314,279,281 273,411,095
II. Income on investments .............................................................................................. 115,570,556 110,092,680
III. Interest on balances with Reserve Bank of India and other inter-bank funds ......... 1,999,808 5,429,767
I V. Others1,2 ...................................................................................................................... 9,931,883 11,822,427
TOTAL INTEREST EARNED ............................................................................................... 441,781,528 400,755,969
1. Includes interest on income tax refunds amounting to ` 1,824.1 million (March 31, 2013: ` 2,575.5 million).
2. Includes interest and amortisation of premium on non-trading interest rate swaps and foreign currency swaps.
SCHEDULE 14 - OTHER INCOME
I. Commission, exchange and brokerage .................................................................... 63,073,383 54,616,556
II. Profit/(loss) on sale of investments (net) ................................................................... 4,173,819 5,651,026
III. Profit/(loss) on revaluation of investments (net) ....................................................... 3,479,783 (1,286,689)
I V. Profit/(loss) on sale of land, buildings and other assets (net)1 ................................. 1,363,815 352,510
V. Profit/(loss) on exchange transactions (net) 2 ........................................................... 18,265,273 13,330,644
VI. Income earned by way of dividends, etc. from subsidiary companies and/or joint
ventures abroad/in India ............................................................................................ 12,956,193 9,117,637
VII. Miscellaneous income (including lease income) ..................................................... 966,455 1,675,328
TOTAL OTHER INCOME .................................................................................................... 104,278,721 83,457,012
1. Includes profit/(loss) on sale of assets given on lease.
2. Includes profit on repatriation of retained earnings from overseas branches.
SCHEDULE 15 - INTEREST EXPENDED
I. Interest on deposits .................................................................................................... 178,681,896 168,889,489
II. Interest on Reserve Bank of India/inter-bank borrowings ........................................ 21,496,888 20,865,555
III. Others (including interest on borrowings of erstwhile ICICI Limited) ..................... 76,847,102 72,336,804
TOTAL INTEREST EXPENDED ........................................................................................... 277,025,886 262,091,848
SCHEDULE 16 - OPERATING EXPENSES
I. Payments to and provisions for employees ............................................................. 42,201,084 38,932,853
II. Rent, taxes and lighting1 ........................................................................................... 8,339,594 7,368,037
III. Printing and stationery .............................................................................................. 1,480,840 1,175,023
IV. Advertisement and publicity ..................................................................................... 1,834,023 1,891,608
V. Depreciation on Bank's property ............................................................................. 5,442,682 4,573,380
VI. Depreciation (including lease equalisation) on leased assets ................................ 316,981 328,220
VII. Directors' fees, allowances and expenses................................................................ 4,440 3,985
VIII. Auditors' fees and expenses ..................................................................................... 56,898 49,363
IX. Law charges ............................................................................................................... 431,654 405,906
X. Postages, telegrams, telephones, etc. ...................................................................... 2,629,880 2,188,627
XI. Repairs and maintenance ........................................................................................ 7,305,725 6,661,542
XII. Insurance ................................................................................................................... 2,980,844 2,243,842
XIII. Direct marketing agency expenses ......................................................................... 5,754,856 3,464,848
XIV. Other expenditure .................................................................................................... 24,309,113 20,841,603
TOTAL OPERATING EXPENSES ....................................................................................... 103,088,614 90,128,837
1. Includes lease payment of ` 5,774.8 million (March 31, 2013: ` 5,065.8 million).
(` in ‘000s)
forming part of the Profit and Loss Account
schedules