ICICI Bank 2014 Annual Report Download - page 155

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F67
forming part of the Consolidated Profit and Loss Account (` in ‘000s)
Year ended
31.03.2014
Year ended
31.03.2013
SCHEDULE 13 - INTEREST EARNED
I. Interest/discount on advances/bills ............................................................... 337,208,794 295,624,597
II. Income on investments .................................................................................. 142,448,360 133,188,599
III. Interest on balances with Reserve Bank of India and other inter- bank funds ... 4,276,997 7,566,271
I V. Others1,2 ........................................................................................................... 10,858,325 12,466,427
TOTAL INTEREST EARNED ................................................................................... 494,792,476 448,845,894
1. Includes interest on income tax refunds amounting to ` 1,991.6 million (March 31, 2013: ` 2,704.0 million).
2. Includes interest and amortisation of premium on non-trading interest rate swaps and foreign currency swaps.
SCHEDULE 14 - OTHER INCOME
I. Commission, exchange and brokerage ......................................................... 73,240,952 62,767,457
II. Profit/(Loss) on sale of investments (net) ....................................................... 7,534,232 10,291,501
III. Profit/(Loss) on revaluation of investments (net) ........................................... 3,637,251 (1,148,007)
I V. Profit/(Loss) on sale of land, buildings and other assets (net)1 ..................... 1,352,001 339,276
V. Profit/(Loss) on exchange transactions (net)2 ................................................ 20,206,580 14,850,316
VI. Premium and other operating income from insurance business.................. 193,319,150 203,944,026
VII. Miscellaneous income (including lease income)3 .......................................... 1,555,906 2,153,505
TOTAL OTHER INCOME ........................................................................................ 300,846,072 293,198,074
1. Includes profit/(loss) on sale of assets given on lease.
2. Includes profit on repatriation of retained earnings from overseas branches.
3. Includes share of profit/(loss) from associates of ` 43.1 million (March 31, 2013: ` 65.4 million).
SCHEDULE 15 - INTEREST EXPENDED
I. Interest on deposits ........................................................................................ 184,190,198 175,836,375
II. Interest on Reserve Bank of India/inter-bank borrowings ............................ 25,068,313 23,598,608
III. Others (including interest on borrowings of erstwhile ICICI Limited) .......... 87,847,608 83,419,110
TOTAL INTEREST EXPENDED ............................................................................... 297,106,119 282,854,093
SCHEDULE 16 - OPERATING EXPENSES
I. Payments to and provisions for employees ................................................ 59,687,936 56,290,867
II. Rent, taxes and lighting ................................................................................ 11,038,531 9,975,234
III. Printing and stationery ................................................................................. 1,778,796 1,505,995
I V. Advertisement and publicity ........................................................................ 5,874,819 5,544,774
V. Depreciation on property ............................................................................. 6,875,673 5,926,565
VI. Depreciation (including lease equalisation) on leased assets .................... 316,981 328,220
VII. Directors' fees, allowances and expenses ................................................... 48,938 41,630
VIII. Auditors' fees and expenses ........................................................................ 210,218 187,266
IX. Law charges .................................................................................................. 1,229,598 1,222,079
X. Postages, courier, telephones, etc. .............................................................. 3,690,741 3,211,547
XI. Repairs and maintenance ............................................................................ 8,540,177 7,756,885
XII. Insurance ...................................................................................................... 2,740,339 2,080,482
XIII. Direct marketing agency expenses ............................................................. 6,755,921 3,992,592
XIV. Claims and benefits paid pertaining to insurance business ....................... 44,708,877 43,170,439
X V. Other expenses pertaining to insurance business1 ..................................... 117,657,935 130,346,902
XVI. Other expenditure ........................................................................................ 35,508,105 30,489,018
TOTAL OPERATING EXPENSES ........................................................................... 306,663,585 302,070,495
1. Includes commission expenses and reserves for actuarial liabilities (including the investible portion of the premium on the unit-linked policies).
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