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F34
forming part of the Accounts (Contd.)
schedules
` in million, except number of accounts
Type of Restructuring Others Total
Sr.
no.
Asset Classification Details Standard
(a)
Sub-
Standard
(b)
Doubtful
(c)
Loss
(d)
Total
(e)
Standard
(a)
Sub-
Standard
(b)
Doubtful
(c)
Loss
(d)
Total
(e)
1. Restructured Accounts at April 1, 2012
No. of borrowers 36 3 494 —533 63 4 504 2 573
Amount outstanding 22,509.1 577.4 3,085.5 —26,172.0 50,073.3 732.3 4,618.6 113.9 55,538.1
Provision thereon 981.3 86.6 2,136.9 —3,204.8 4,528.9 214.9 2,936.7 113.9 7,794.4
2. Fresh restructuring during year ended March 31, 2013
No. of borrowers 9 2 1 —12 23 2 1 —26
Amount outstanding 8,057.7 1,851.5 387.1 —10,296.3 18,139.8 1,851.5 387.1 —20,378.4
Provision thereon 745.7 158.9 387.1 —1,291.7 1,564.9 158.9 387.1 —2,110.9
3. Upgradations to restructured standard category during year ended March 31, 20131
No. of borrowers 148 —(148) — — 148 —(148) — —
Amount outstanding 197.0 —(232.7) —N.A.2197.0 —(232.7) —N.A.2
Provision thereon 6.1 —(129.5) —N.A.26.1 —(129.5) —N.A.2
4. Restructured standard advances at April 1, 2012, which cease to attract higher provisioning and/or additional risk weight at March 31, 2013 and
hence need not be shown as restructured standard advances at April 1, 2013
No. of borrowers (6) N.A. N.A. N.A. (6) (7) N.A. N.A. N.A. (7)
Amount outstanding (2,397.4) N.A. N.A. N.A. (2,397.4) (2,458.6) N.A. N.A. N.A. (2,458.6)
Provision thereon (117.5) N.A. N.A. N.A. (117.5) (117.6) N.A. N.A. N.A. (117.6)
5. Downgradations of restructured accounts during year ended March 31, 20131
No. of borrowers (31) 3 24 4 —(36) 2 28 6 —
Amount outstanding (2,481.7) (573.0) 2,745.2 138.1 N.A.2(4,536.0) (727.9) 4,878.7 295.1 N.A.2
Provision thereon (303.4) (85.9) 1,108.9 138.1 N.A.2(481.0) (214.2) 2,280.4 295.1 N.A.2
6. Write-offs of restructured accounts during year ended March 31, 2013
No. of borrowers — — — — — — — (2) (1) (3)
Amount outstanding — — — — — — — (158.1) (76.9) (235.0)
7. Restructured Accounts at March 2013
No. of borrowers 141 8 283 4 436 174 8 295 7 484
Amount outstanding 22,891.0 1,855.9 5,650.6 138.1 30,535.6 58,252.2 1,855.9 9,004.8 316.2 69,429.1
Provision thereon 1,469.0 159.6 3,738.0 138.1 5,504.7 5,103.8 159.6 5,955.6 316.2 11,535.2
1. In cases upgraded to restructured standard category and in cases downgraded to lower asset classification, the amount shown as deleted represents the
outstanding at March 31, 2012 and that shown in addition represents outstanding at March 31, 2013.
2. The amounts outstanding and the provision thereon are not presented as the number of borrowers is Nil.