ICICI Bank 2003 Annual Report Download - page 76

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F12
SCHEDULE 13 — INTEREST EARNED
II. Interest/discount on advances/bills .............................................. 60,162,439 7,716,671
II. Income on investments ................................................................. 29,104,415 12,338,000
III. Interest on balances with Reserve Bank of India and
other inter-bank funds ................................................................... 2,355,668 1,226,191
IV. Others ............................................................................................ 2,058,039 238,435
TOTAL ............................................................................................ 93,680,561 21,519,297
SCHEDULE 14 — OTHER INCOME
I. Commission, exchange and brokerage ......................................... 7,917,880 2,297,841
II. Profit/(Loss) on sale of investments (net) ...................................... 4,923,328 3,057,134
III. Profit/(Loss) on revaluation of investments (net) ........................... 1,076 (145,997)
IV. Profit/(Loss) on sale of land, buildings and other assets (net) ...... (65,038) (627)
V. Profit/(Loss) on foreign exchange transactions (net) (including
premium amortisation) .................................................................. 102,425 372,983
VI. Income earned by way of dividends, etc. from subsidiary
companies and/or joint ventures abroad/in India .......................... 1,094,239 —
VII. Miscellaneous Income (including Lease Income) ......................... 5,703,831 165,264
TOTAL ............................................................................................ 19,677,741 5,746,598
SCHEDULE 15 — INTEREST EXPENDED
I. Interest on deposits....................................................................... 24,797,095 13,889,252
II. Interest on Reserve Bank of India/inter-bank borrowings ............. 1,833,699 478,387
III. Others (including interest on borrowing of erstwhile ICICI Limited) 52,809,195 1,221,596
TOTAL ............................................................................................ 79,439,989 15,589,235
SCHEDULE 16 — OPERATING EXPENSES
I. Payments to and provisions for employees .................................. 4,030,246 1,471,774
II. Rent, taxes and lighting ................................................................. 1,115,796 662,783
III. Printing and Stationery .................................................................. 747,174 353,022
IV. Advertisement and publicity .......................................................... 581,767 79,657
V. Depreciation on Bank’s property ................................................... 1,914,703 525,955
VI. Depreciation on Leased assets ..................................................... 3,144,712 114,958
VII. Directors’ fees, allowances and expenses .................................... 1,317 1,569
VIII. Auditors’ fees and expenses (including branch auditors) ............. 15,000 3,076
IX. Law Charges .................................................................................. 85,153 15,149
X. Postages, Telegrams, Telephones, etc. ......................................... 1,041,519 377,226
XI. Repairs and maintenance .............................................................. 1,448,654 783,346
XII. Insurance ....................................................................................... 251,809 141,498
XIII. Other expenditure ......................................................................... 5,739,050 *1,695,757
TOTAL ............................................................................................ 20,116,900 6,225,770
* Includes Rs. 91.5 million amortisation of ADS issue expenses.
SCHEDULE 17 — PROVISIONS AND CONTINGENCIES
I. Income Tax
– Current period tax ................................................................. 2,145,480 1,213,300
– Deferred tax adjustment ...................................................... (6,425,900) (903,300)
II. Wealth Tax ..................................................................................... 22,500 5,000
III. Additional depreciation/(write-back of depreciation) on investments 3,094,311 (157,000)
IV. Provision for advances (net) .......................................................... 13,209,848 2,736,100
V. Prudential provision on standard assets ....................................... 1,540,000 (53,200)
VI. Others ............................................................................................ 63,900 27,000
TOTAL ............................................................................................ 13,650,139 2,867,900
(Rs. in ‘000s) Year ended
31.03.2002
forming part of the Profit and Loss Account
schedules