ICICI Bank 2003 Annual Report Download - page 3
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1
Contents
Message from the Chairman ......................................................................................... 2
Board of Directors ......................................................................................................... 4
Board Committees ......................................................................................................... 5
Senior Management ...................................................................................................... 5
Letter from the Managing Director & CEO .................................................................... 6
Product Portfolio ............................................................................................................ 8
Business Overview ........................................................................................................ 9
Directors' Report .......................................................................................................... 33
Management’s Discussion and Analysis .................................................................... 52
Particulars of Employees under Section 217 (2A) of the Companies Act, 1956 ......... F1
Financials ..................................................................................................................... F2
Auditors’ Report ........................................................................................................... F3
Balance Sheet .............................................................................................................. F4
Profit and Loss Account .............................................................................................. F5
Schedules & Notes ...................................................................................................... F6
Cash Flow Statement ................................................................................................ F26
Statement Pursuant to Section 212 of the Companies Act, 1956 ............................ F27
Consolidated Financial Statements of ICICI Bank Limited and its Subsidiaries ....... F29
Consolidated Financial Statements as per US GAAP ................................................ F51
Enclosures:
Notice
Attendance Card and Form of Proxy