Travelers 2005 Annual Report Download - page 39

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27
Claims—Paying Ratings
The following table summarizes the current claims-paying (or financial strength) ratings of the
St. Paul Travelers Reinsurance Pool, Travelers C&S of America, Northland Pool, Travelers Personal
single state companies, Travelers Europe, Discover Reinsurance Company, Afianzadora Insurgentes, S.A.,
St. Paul Guarantee Insurance Company and St. Paul Travelers Insurance Company Limited by A.M. Best,
Moody’s, S&P and Fitch as of February 27, 2006. The table also presents the position of each rating in the
applicable agency’s rating scale.
A.M.Best Moody’s S&P Fitch
St. Paul Travelers Reinsurance
Pool(a,b). ................ A+ (2nd of 16)Aa3 (4th of 21)A+ (5th of 21) AA− (4th of 24)
Travelers C&S of America ... A+ (2nd of 16)Aa3 (4th of 21) A+ (5th of 21) AA− (4th of 24)
Northland Pool(c)........... A (3rd of 16)———
First Floridian Auto and Home
Ins. Co. .................. A (3rd of 16)——AA− (4th of 24)
First Trenton Indemnity
Company................ A (3rd of 16) —— AA− (4th of 24)
The Premier Insurance Co. of
MA ..................... A(3rd of 16) ——AA− (4th of 24)
Travelers Europe. ........... A+ (2nd of 16)Aa3 (4th of 21)A+ (5th of 21) —
Discover Reinsurance
Company................ A− (4th of 16) —— —
Afianzadora Insurgentes,
S.A. ..................... A− (4th of 16) —— —
St. Paul Guarantee Insurance
Company................ A(3rd of 16) —— —
St. Paul Travelers Insurance
Company Limited ......... A (3rd of 16)—— —
(a) The St. Paul Travelers Reinsurance Pool consists of: The Travelers Indemnity Company, The Charter
Oak Fire Insurance Company, The Phoenix Insurance Company, The Travelers Indemnity Company
of Connecticut, The Travelers Indemnity Company of America, Travelers Property Casualty Company
of America, Travelers Commercial Casualty Company, TravCo Insurance Company, The Travelers
Home and Marine Insurance Company, Travelers Casualty and Surety Company, The Standard Fire
Insurance Company, The Automobile Insurance Company of Hartford, Connecticut, Travelers
Casualty Insurance Company of America, Farmington Casualty Company, Travelers Commercial
Insurance Company, Travelers Casualty Company of Connecticut, Travelers Property Casualty
Insurance Company, Travelers Personal Security Insurance Company, Travelers Personal Insurance
Company, Travelers Excess and Surplus Lines Company, St. Paul Fire and Marine Insurance
Company, St. Paul Surplus Lines Insurance Company, Athena Assurance Company, St. Paul
Protective Insurance Company, St. Paul Medical Liability Insurance Company, Discover Property &
Casualty Insurance Company, Discover Specialty Insurance Company, and United States Fidelity and
Guaranty Company.
(b) The following affiliated companies are 100% reinsured by one of the pool participants noted in
(a) above: Atlantic Insurance Company, Commercial Guaranty Lloyds Insurance Company,Fidelity
and Guaranty Insurance Company, Fidelity and Guaranty Insurance Underwriters, Inc., Gulf Group
Lloyds, Gulf Underwriters Insurance Company, Travelers Auto Insurance Co. of New Jersey,
Seaboard Surety Company, Select Insurance Company, St. Paul Fire and Casualty Insurance
Company, St. Paul GuardianInsurance Company, St. Paul Mercury Insurance Company, The