Travelers 2005 Annual Report Download - page 240
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228
Report of Independent Registered Public Accounting Firm
The Board of Directors and Stockholders
The St. Paul Travelers Companies, Inc.:
Under date of February 27, 2006, we reported on the consolidated balance sheet of The St. Paul
Travelers Companies, Inc. and subsidiaries as of December 31, 2005 and 2004, and the related
consolidated statements of income, changes in shareholders’ equity, and cash flows for each of the years in
the three-year period ended December 31, 2005, which are included in this Form 10-K. In connection with
our audits of the aforementioned consolidated financial statements, we also audited the related financial
statement schedules as listed in the accompanying index. These financial statement schedules are the
responsibility of the Company’s management. Our responsibility is to express an opinion on these financial
statement schedules based on our audits.
In our opinion, such financial statement schedules, when considered in relation to the basic
consolidated financial statements taken as a whole, present fairly, in all material respects, the information
set forth therein.
/s/ KPMG LLP
KPMG LLP
Minneapolis, Minnesota
February 27, 2006