MoneyGram 2010 Annual Report Download - page 3

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TABLE OF CONTENTS
Page
PART I.
Item 1. Business 1
History and Development 1
Our Business 2
Our Segments 3
Global Funds Transfer Segment 3
Financial Paper Products Segment 5
Product and Infrastructure Development and Enhancements 5
Sales and Marketing 6
Competition 6
Regulation 6
Clearing and Cash Management Bank Relationships 9
Intellectual Property 9
Employees 10
Executive Officers of the Registrant 10
Available Information 11
Item 1A. Risk Factors 11
Item 1B. Unresolved Staff Comments 25
Item 2. Properties 25
Item 3. Legal Proceedings 25
Item 4. [Reserved] 28
PART II.
Item 5. Market for the Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity
Securities 28
Item 6. Selected Financial Data 30
Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations 31
Item 7A. Quantitative and Qualitative Disclosures about Market Risk 71
Item 8. Financial Statements and Supplementary Data 71
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 71
Item 9A. Controls and Procedures 71
Item 9B. Other Information 71
PART III.
Item 10. Directors, Executive Officers and Corporate Governance 72
Item 11. Executive Compensation 72
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 72
Item 13. Certain Relationships and Related Transactions, and Director Independence 72
Item 14. Principal Accountant Fees and Services 72
PART IV.
Item 15. Exhibits and Financial Statement Schedules 73
Signatures 74
Exhibit Index 75
EX-21
EX-23
EX-24
EX-31.1
EX-31.2
EX-32.1
EX-32.2