ICICI Bank 2010 Annual Report Download - page 180

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F100
f. Movement of NPLs
Rupees in billion
Gross Net
Opening balance at April 1, 2009 98.38 46.69
Additions during the year142.41 10.22
Reductions during the year1(36.43) (10.77)
Closing balance at March 31, 20102104.36 46.14
1. The difference between the opening and closing balances (other than accounts written off during the year) of NPLs in retail
loans is included in additions during the year.
2. Includes advances portfolio of ICICI Bank Limited and its banking subsidiaries and ICICI Home Finance Company.
g. Movement of provisions for NPLs
Rupees in billion
Amount
Opening balance at April 1, 2009 51.69
Provisions made during the year143.12
Write-offs during the year (28.29)
Write-back of excess provisions during the year (8.30)
Closing balance at March 31, 2010258.22
1. The difference between the opening and closing balances (adjusted for write-off and sale of NPLs during the year) of provisions
in retail loans is included in provisions made during the year.
2. Includes advances portfolio of ICICI Bank Limited and its banking subsidiaries and ICICI Home Finance Company.
h. Amount of non-performing investments (NPIs) in securities, other than government and other approved
securities
Rupees in billion
Amount1
Gross NPIs at March 31, 2010 5.91
Total provisions held on NPIs (3.66)
Net NPIs at March 31, 2010 2.25
1. Consolidated figures for ICICI Bank Limited and its banking subsidiaries and ICICI Home Finance Company.
i. Movement of provisions for depreciation on investments1
Rupees in billion
Amount
Opening balance at April 1, 2009 42.43
Provision/depreciation/(appreciation) made during the year (8.84)
(Write-off)/(write-back) of excess provisions during the year (14.87)
Closing balance at March 31, 2010218.72
1. After considering movement in appreciation on investments.
2. Includes all entities considered for Basel II capital adequacy computation.
BASEL II – PILLAR 3 DISCLOSURES (CONSOLIDATED)
at March 31, 2010