ICICI Bank 2010 Annual Report Download - page 118
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F38
Sr.
no. Contingent liability Brief Description
5. Currency swaps, interest
rate swaps, currency
options and interest rate
futures
This item represents the notional principal amounts of various derivative instruments
which the Bank undertakes in its normal course of business. The Bank offers these
products to its customers to enable them to transfer, modify or reduce their foreign
exchange and interest rate risks. The Bank also undertakes these contracts to manage
its own interest rate and foreign exchange positions. With respect to the transactions
entered into with its customers, the Bank generally enters into off-setting transactions
in the inter-bank market. This results in generation of a higher number of outstanding
transactions, and hence a large value of gross notional principal of the portfolio, while
the net market risk is lower.
6. Other items for which
the Bank is contingently
liable
Other items for which the Bank is contingently liable include primarily the securitisation,
notional principal amounts of credit derivatives and repurchase obligations. The Bank
is also obligated under a number of capital contracts. Capital contracts are job orders
of a capital nature which have been committed.
27. Information in respect of restructured assets
The following table sets forth, for the periods indicated, details of loan assets subjected to restructuring.
Rupees in million
Year ended March 31, 2010 Year ended March 31, 2009
CDR
Mechanism SME Debt
Restructuring Others CDR
Mechanism SME Debt
Restructuring Others
Standard advances
restructured3
Number of
Borrowers ............. 11 11 3,806 1 7 937
Amount
outstanding .......... 14,186.6 397.6 40,918.8 928.0 406.4 13,282.7
Of which:
restructured
amount ................. 12,444.3 251.4 39,248.4 912.2 263.9 9,917.5
Sacrifice
(diminution in the
fair value) .............. 1,006.0 4.8 1,406.5 107.0 12.2 196.0
Sub- standard
advances
restructured
Number of
Borrowers ............. 3198——51
Amount
outstanding .......... 640.2 77.8 288.2 — — 213.4
Of which:
restructured
amount ................. 624.3 77.8 244.9 — — 213.4
Sacrifice
(diminution in the
fair value) .............. 80.7 5.9 8.7 — — 12.0
Doubtful advances
restructured Number of
Borrowers ............. ——3———
Amount
outstanding .......... — — 207.2 ———
Of which:
restructured
amount ................. — — 187.8 ———
Sacrifice
(diminution in the
fair value) .............. — — 17.5 ———
schedules
forming part of the Accounts (Contd.)