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F39
Year ended March 31, 2010 Year ended March 31, 2009
CDR
Mechanism SME Debt
Restructuring Others CDR
Mechanism SME Debt
Restructuring Others
Total Number of
Borrowers ............. 14 12 3,907 1 7 988
Amount
outstanding .......... 14,826.8 475.4 41,414.2 928.0 406.4 13,496.2
Of which:
restructured
amount ................. 13,068.7 329.2 39,681.0 912.2 263.9 10,130.9
Sacrifice
(diminution in the
fair value) .............. 1,086.6 10.8 1,432.7 107.0 12.2 208.0
1. The above disclosure for the year ended March 31, 2010, includes the reversal of interest income of Rs. 704.3 million on account of
conversion of overdue interest into Funded Interest Term Loan (FITL).
2. The aforesaid disclosure excludes the reversal of derivative income of Rs. 303.1 million during the year ended March 31, 2010 on
account of conversion of derivative receivables into term loan/preference shares.
3. Includes eight borrowal accounts restructured for a second time with asset classification benefit upto June 30, 2009, amounting to
Rs. 24,280.8 million against which sacrifice (diminution in fair value) is Rs.1,498.1 million.
28. Details of non-performing assets purchased/sold, excluding those sold to SC/RC
The Bank has sold certain non-performing assets in terms of the guidelines issued by RBI circular no. DBOD.No.BP.
BC.16/21.04.048/2005-06 dated July 13, 2005 on such sale.
The following table sets forth, for the periods indicated, details of non-performing assets sold, excluding those sold to
SC/RC.
Rupees in million, except no. of accounts
Particulars Year ended
March 31, 2010
Year ended
March 31, 2009
No. of accounts ................................................................................................... 7,4281—
Aggregate value (net of provisions) of accounts sold,
excluding those sold to SC/RC ........................................................................... 479.0 —
Aggregate consideration ..................................................................................... 463.6 —
Aggregate gain/(loss) over net book value ......................................................... (15.4) —
1. Excludes accounts previously written off.
29. Fixed Assets
The following table sets forth, for the periods indicated, the movement in software acquired by the Bank, as included in
fixed assets.
Rupees in million
Particulars At
March 31, 2010
At
March 31, 2009
At cost at March 31st of preceding year ............................................................ 5,267.4 4,448.8
Additions during the year .................................................................................... 824.9 818.6
Deductions during the year................................................................................. (239.7) —
Depreciation to date ........................................................................................... (4,043.3) (3,509.5)
Net block ............................................................................................................. 1,809.3 1,757.9
schedules
forming part of the Accounts (Contd.)