MoneyGram 2011 Annual Report Download - page 3

Table of Contents TABLE OF CONTENTS
Page
PART I.
Item 1. Business 3
History and Development 3
Our Business 4
Our Segments 5
Global Funds Transfer Segment 5
Financial Paper Products Segment 6
Product and Infrastructure Development and Enhancements 7
Sales and Marketing 7
Competition 8
Regulation 8
Clearing and Cash Management Bank Relationships 10
Intellectual Property 10
Employees 11
Executive Officers of the Registrant 11
Available Information 12
Item 1A. Risk Factors 12
Item 1B. Unresolved Staff Comments 26
Item 2. Properties 26
Item 3. Legal Proceedings 26
Item 4. Mine Safety Disclosures 28
PART II.
Item 5. Market for the Registrant's Common Equity, Related Stockholder Matters and Issuer
Purchases of Equity Securities 28
Item 6. Selected Financial Data 29
Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations 31
Item 7A. Quantitative and Qualitative Disclosures about Market Risk 69
Item 8. Financial Statements and Supplementary Data 69
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 70
Item 9A. Controls and Procedures 70
Item 9B. Other Information 70
PART III.
Item 10. Directors, Executive Officers and Corporate Governance 70
Item 11. Executive Compensation 70
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 71
Item 13. Certain Relationships and Related Transactions, and Director Independence 71
Item 14. Principal Accountant Fees and Services 71
PART IV.
Item 15. Exhibits and Financial Statement Schedules 71
Signatures 72
Exhibit Index 73
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