Experian 2011 Annual Report Download - page 19

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Introduction Key resources 17
Data security
As a trusted steward of data, Experian
needs to protect data sources and
maintain strict standards of data
security. Experian maintains a
comprehensive information security
programme that contains safeguards
appropriate to the sensitivity of the
information. Such safeguards are
designed to:
l Ensure the security and condentiality
of information.
l Protect against threats or hazards
to the information.
l Protect against unauthorised
access or use of information that could
result in harm.
Data is protected through the entire
lifecycle, from creation, transformation
and use, storage and destruction.
Experian also continually reassesses
its data security strategy to anticipate
new threats and mitigate exposures.
Experian strives to ensure the utmost in
information protection through:
• Security policies and standards
Experian bases its security polices and
practices on the ISO27002 international
standard.
• People
Experian has a Global Chief
Information Security Ofcer and a team
of information protection specialists.
• Network security and intrusion
detection
Firewalls and intrusion detection
devices protect entrance to Experian’s
network.
Giving renters the credit
they deserve
Experian has become the first and only major credit reporting agency in
North America to include residential rental payment information in credit
reports. It follows the acquisition in June 2010 of RentBureau, an aggregator
of rental payment history data for the property management industry.
Rental payments are one of the biggest monthly obligations for the third of
the US population that rents, but individuals who pay on time have previously
seen no benefit to their credit status. By including rental payment data in
credit reports, Experian is providing lenders with a more comprehensive
understanding of a consumer’s total monthly obligations and the ability to
reach many new emerging credit customers.
“For the first time, paying rent responsibly will enable renters to qualify for
the ‘credit’ they deserve”, says Brannan Johnston, Managing Director of
Experian RentBureau.