MoneyGram 2008 Annual Report Download - page 3

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TABLE OF CONTENTS
Page
PART I.
Item 1. Business 1
History and Acquisitions 1
Capital Transaction 2
Global Funds Transfer Segment 2
Payment Systems Segment 5
Clearing and Cash Management Bank Relationships 5
Sales and Marketing 6
Product and Infrastructure Development and Enhancements 6
Competition 7
Regulation 8
Intellectual Property 9
Employees 10
Executive Officers of the Registrant 10
Available Information 12
Item 1A. Risk Factors 12
Item 1B. Unresolved Staff Comments 24
Item 2. Properties 24
Item 3. Legal Proceedings 24
Item 4. Submission of Matters to a Vote of Security Holders 25
PART II.
Item 5. Market for the Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity
Securities 26
Item 6. Selected Financial Data 28
Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations 29
Item 7A. Quantitative and Qualitative Disclosures about Market Risk 72
Item 8. Financial Statements and Supplementary Data 72
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 72
Item 9A. Controls and Procedures 72
Item 9B. Other Information 72
PART III.
Item 10. Directors, Executive Officers and Corporate Governance 73
Item 11. Executive Compensation 73
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 73
Item 13. Certain Relationships and Related Transactions, and Director Independence 73
Item 14. Principal Accountant Fees and Services 73
PART IV.
Item 15. Exhibits and Financial Statement Schedules 74
Signatures 75
Exhibit Index 76
EXHIBIT 21
EXHIBIT 23
EXHIBIT 24
EXHIBIT 31.1
EXHIBIT 31.2
EXHIBIT 32.1
EXHIBIT 32.2