Experian 2016 Annual Report Download - page 6

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04
Our business model
We bring together people, data, analytics and software to deliver a powerful
range of services for consumers and clients. In doing so, we help them to
realise their ambitions, and create significant value for society. Our business
model is based on a set of substantial competitive advantages.
What we do
Operating within a strict data security and risk management framework:
OUR
COMPETITIVE
ADVANTAGES
UNDERPIN OUR
BUSINESS:
An integrated approach
We combine our expertise and capabilities
in data, analytics and software to develop
sophisticated, innovative solutions for our
clients that are market-driven and give
them a rapid return on their investment.
Global reach
We support and service both local
and global clients, and our people
share best practice and innovation
across our regions to better serve
them and better serve consumers.
WE TAKE THESE INPUTS: AND COMBINE THEM WITH OUR STRENGTHS IN:
DATA
We hold and manage powerful data sets
including credit data on 918 million people
and 107 million businesses, and marketing
data on 700 million people
ANALYTICS & SOFTWARE
We design and build cutting-edge
software and models which interpret
data and, by creating insights, enable
it to be acted on
PEOPLE
We have 17,000 people working together
around the world, including industry
experts, consultants, data modellers,
engineers and scientists
We organise
ourselves across
four business
activities:
Client conversations • Industry insight
Data laboratories • Predictive models
Mathematics • Computer science
Creativity • Algorithms
Demographic information • Rental
Identity • Utility • Public records
Known fraud • Eligibility • Retail
Automotive • Tradeline data • Insurance
Healthcare payments • Online and social
Diversity and inclusion policies
Recognising and rewarding performance
Learning and development • Career progression
Leadership programmes • Global mobility
opportunities • Community involvement
DATA TECHNOLOGY REGULATION CONSUMERS CLIENTS
CONSUMER
SERVICES
MARKETING
SERVICES
DECISION
ANALYTICS
CREDIT
SERVICES
WE ARE AFFECTED BY AND RESPOND TO THE WORLD AROUND US
Strategic report •Our business model