SunTrust 2004 Annual Report Download - page 2

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TABLE OF CONTENTS
1 Letter to Shareholders
5 Client Focus
16 Financial Highlights
66 Financial Statements
About The Company
SunTrust Banks, Inc., with year-end 2004 assets of $158.9
billion, is one of the nation’s largest and strongest financial
holding companies.
Through its banking subsidiaries, the Company provides
deposit, credit, trust and investment services. Additional
subsidiaries provide mortgage banking, insurance, asset
management, brokerage and capital markets services.
SunTrust’s customer base encompasses a broad range of
individuals and families, high-net-worth clients, businesses
and institutions.
SunTrust enjoys leading market positions in some of the
highest-growth markets in the United States and also serves
customers in selected markets nationally.
The Company’s 1,710 retail and specialized service branches
and 2,804 ATMs are located primarily in Florida, Georgia,
Maryland, North Carolina, South Carolina, Tennessee,
Virginia and the District of Columbia. In addition, SunTrust
provides customers with a selection of technology-based
banking channels, including Internet, PC and Telephone
Banking. Our Internet address is suntrust.com
As of December 31, 2004, SunTrust had total assets under
advisement of $216.7 billion. This includes $191.2 billion
in trust assets as well as $25.5 billion in retail brokerage
assets. SunTrust’s mortgage servicing portfolio grew to
$79.9 billion at year-end.
On The Cover
In 2005, SunTrust is introducing the new logo depicted
on the cover of this Annual Report. The addition of the
colorful sunburst design to the familiar SunTrust name
communicates warmth, energy, and dependability – all
attributes that tie directly to our Company’s mission, to
help people and institutions prosper.