Kraft 2010 Annual Report Download - page 183

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Employer Contributions can be distributed in the event of an eligible Unforeseeable Emergency Distribution event. [Select one]
¨No, Unforeseeable Emergency Distributions will not be permitted.
xYes, Unforeseeable Emergency Distributions will be permitted. [select one below].
¨For active Participants only.
xFor active Participants, terminated Participants and Beneficiaries.
23. Form of Distributions (at Termination of Employment or Death). Distributions will be made to Participants upon Termination of Employment with
the Employer or Death of the Participant as follows [select one]
¨Lump sum only.
xLump sum unless installments elected, but can only receive installments from Accounts other than the Employer Contributions Account if
Participant meets the following criteria:
xTermination or Death at or after age 53 with at least 5 Vesting Years of Service.
¨Early Retirement [describe criteria such as age (must be whole years), years of service with the Employer (must be whole years of
service), or years of participation in the Plan (must be whole years of participation)]
¨Termination (other than for Misconduct, Cause or Violation of Non-Compete)
¨Lump sum unless installments elected, and Participant may receive installments regardless of reason for Termination of Employment.
[Note – if Installments are elected above, please indicate if Participant will be permitted to make a subsequent election to change the number of
installments in accordance with Plan provisions (see subsection 9.2 of Plan document) xYes ¨No ]
24. Distribution Upon Disability. If the Employer selects below, the Plan will allow dis- tributions to be made to Participants upon Disability but while
they are still employed if they meet the criteria for Disability in Item 30 below. The form of distribution will be the same as for Termination of
Employment.
¨No, distribution upon Disability will not be permitted.
xYes, distributions upon Disability will be permitted. [complete Item 30 – definition of "Disability"].
25. Expiration of Participant's Distribution Elections [select one]:
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