Kraft 2010 Annual Report Download - page 166

established by the Employer or Administrator and shall be effective as determined by the Administrator. The Administrator's rules and procedures may
address, among other things, the method and timing of any elections or requests required or permitted to be made by a Participant (or a Participant's Spouse or
Beneficiary). All elections under the Plan shall comply with the requirements of the Uniformed Services Employment and Reemployment Rights Act of 1994,
as amended ("USERRA").
10.13 Manner of Delivery
Each notice or statement provided to a Participant shall be delivered in any manner established by the Administrator and in accordance with applicable
law, including, but not limited to, electronic delivery.
10.14 Facility of Payment
When a person entitled to benefits under the Plan is a minor, under legal disability, or is in any way incapacitated so as to be unable to manage his
financial affairs, the Administrator may cause the benefits to be paid to such person's guardian or legal representative. If no guardian or legal representative
has been appointed, or if the Administrator so determines in its sole discretion, payment may be made to any person as custodian for such individual under
any applicable state law, or to the legal representative of such person for such person's benefit, or the Administrator may direct the application of such benefits
for the benefit of such person. Any payment made in accordance with the preceding sentence shall be a full and complete discharge of any liability for such
payment under the Plan.
10.15 Missing Persons
The Employer and the Administrator shall not be required to search for or locate a Participant, Spouse, or Beneficiary. Each Participant, Spouse, and
Beneficiary must file with the Administrator, from time to time, in writing the Participant's, Spouse's, or Beneficiary's post office address and each change of
post office address. Any communication, statement, or notice addressed to a Participant, Spouse, or Beneficiary at the last post office address filed with the
Administrator, or if no address is filed with the Administrator, then in the case of a Participant, at the Participant's last post office address as shown on the
Employer's records, shall be considered a notification for purposes of the Plan and shall be binding on the Participant and the Participant's Spouse and
Beneficiary for all purposes of the Plan.
If the Administrator is unable to locate the Participant, Spouse, or Beneficiary to whom a Participant's Accounts are payable, the Participant's Accounts
shall be frozen as of the date on which distribution would have been completed under the terms of the Plan, and no further notional investment returns shall be
credited thereto.
If a Participant whose Accounts were frozen (or his Beneficiary) files a claim with the Administrator for distribution of the Accounts within 7 years
after the date the Accounts are frozen, and if the Administrator or Employer determines that such claim is valid, then the frozen balance shall be paid by the
Employer to the Participant or Beneficiary in a lump sum cash payment as soon as practicable thereafter. If the Administrator notifies a Participant, Spouse, or
Beneficiary of the provisions of this Subsection, and the Participant, Spouse, or Beneficiary fails
29