ICICI Bank 2012 Annual Report Download - page 89

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F11
Year ended
31.03.2012
Year ended
31.03.2011
SCHEDULE 13 - INTEREST EARNED
I. Interest/discount on advances/bills ........................................................................... 221,298,923 164,247,832
II. Income on investments .............................................................................................. 96,840,240 79,051,918
III. Interest on balances with Reserve Bank of India and other inter-bank funds ......... 4,911,364 3,667,668
IV. Others1, 2 ...................................................................................................................... 12,375,995 12,773,110
TOTAL INTEREST EARNED ............................................................................................... 335,426,522 259,740,528
1. Includes interest on income tax refunds amounting to ` 801.1 million (March 31, 2011: ` 1,646.3 million).
2. Includes interest and amortisation of premium on non-trading interest rate swaps and foreign currency swaps.
SCHEDULE 14 - OTHER INCOME
I. Commission, exchange and brokerage .................................................................... 54,351,128 55,146,367
II. Profit/(loss) on sale of investments (net) ................................................................... 3,313,505 2,176,146
III. Profit/(loss) on revaluation of investments (net) ....................................................... (4,053,393) (4,610,137)
IV. Profit/(loss) on sale of land, buildings and other assets (net)1 ................................. (16,876) 411,695
V. Profit/(loss) on exchange transactions (net) ............................................................. 12,589,981 9,168,753
VI. Income earned by way of dividends, etc. from subsidiary companies and/or joint
ventures abroad/in India ............................................................................................ 7,364,045 4,113,468
VII. Miscellaneous income (including lease income) ..................................................... 1,479,208 72,633
TOTAL OTHER INCOME .................................................................................................... 75,027,598 66,478,925
1. Includes profit/(loss) on sale of assets given on lease.
SCHEDULE 15 - INTEREST EXPENDED
I. Interest on deposits .................................................................................................... 143,040,614 100,708,579
II. Interest on Reserve Bank of India/inter-bank borrowings ........................................ 14,692,117 12,482,351
III. Others (including interest on borrowings of erstwhile ICICI Limited) ..................... 70,352,233 56,380,585
TOTAL INTEREST EXPENDED ........................................................................................... 228,084,964 169,571,515
SCHEDULE 16 - OPERATING EXPENSES
I. Payments to and provisions for employees ............................................................. 35,152,766 28,169,342
II. Rent, taxes and lighting ............................................................................................. 6,756,357 6,537,415
III. Printing and stationery .............................................................................................. 1,000,743 932,907
IV. Advertisement and publicity ..................................................................................... 1,324,783 1,487,541
V. Depreciation on Bank's property ............................................................................. 4,822,742 4,835,223
VI. Depreciation (including lease equalisation) on leased assets ................................ 422,579 789,135
VII. Directors' fees, allowances and expenses................................................................ 4,154 4,635
VIII. Auditors' fees and expenses ..................................................................................... 25,142 22,254
IX. Law charges ............................................................................................................... 374,653 422,060
X. Postages, telegrams, telephones, etc. ...................................................................... 1,902,982 1,637,677
XI. Repairs and maintenance ....................................................................................... 5,629,537 5,045,437
XII. Insurance ................................................................................................................... 2,234,700 2,064,252
XIII. Direct marketing agency expenses ......................................................................... 1,604,439 1,570,315
XIV. Other expenditure .................................................................................................... 17,248,856 12,654,299
TOTAL OPERATING EXPENSES ....................................................................................... 78,504,433 66,172,492
(` in ‘000s)
forming part of the Profit and Loss Account
schedules