ICICI Bank 2012 Annual Report Download - page 202
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F124
Glossary of terms
Working funds Average of total assets as reported in form X to Reserve Bank of India
Average deposits Average of deposits as reported in form A to Reserve Bank of India
Average advances Average of advances as reported in form A to Reserve Bank of India
Business Total of average deposits plus average advances
Average total assets Average of total assets as reported in form X to Reserve Bank of India
Operating profit Profit before provisions and contingencies
Number of employees Quarterly average of number of employees. The number of employees
includes sales executives, employees on fixed term contracts and interns
Earnings per share Net profit after tax divided by weighted average number of equity shares
outstanding during the year
Interest income to working funds Interest income divided by working funds
Non-interest income to working funds Non-interest income divided by working funds
Operating profit to working funds Operating profit divided by working funds
Return on assets Net profit after tax divided by average total assets
Profit per employee Net profit after tax divided by number of employees
Business per employee Average deposits plus average advances divided by number of employees
Average equity Quarterly average of equity share capital and reserves
Average assets Averages of daily balances, except averages of foreign branches which are
fortnightly averages
Return on average equity Net profit after tax divided by average equity
Return on average assets Net profit after tax divided by average assets
Net interest margin Total interest earned less total interest paid divided by average interest
earning assets
Average yield Yield on interest earning assets
Average cost of funds Cost of interest bearing liabilities
Interest spread Average yield less average cost of funds
Book value per share Capital plus reserves divided by outstanding number of equity shares
glossary