ICICI Bank 2012 Annual Report Download - page 141

F63
forming part of the Consolidated Profit and Loss Account (` in ‘000s)
Year ended
31.03.2012
Year ended
31.03.2011
SCHEDULE 13 - INTEREST EARNED
I. Interest/discount on advances/bills ................................................................ 246,201,222 190,975,431
II. Income on investments .................................................................................. 113,762,938 91,806,801
III. Interest on balances with Reserve Bank of India and other inter-bank funds .... 7,005,946 4,693,218
IV. Others1,2 ........................................................................................................... 12,978,481 13,338,591
TOTAL INTEREST EARNED ................................................................................... 379,948,587 300,814,041
1. Includes interest on income tax refunds amounting to ` 846.4 million (March 31, 2011: ` 1,694.7 million).
2. Includes interest and amortisation of premium on non-trading interest rate swaps and foreign currency swaps.
SCHEDULE 14 - OTHER INCOME
I. Commission, exchange and brokerage ......................................................... 63,154,629 65,977,918
II. Profit/(Loss) on sale of investments (net) ...................................................... 6,510,262 6,215,295
III. Profit/(Loss) on revaluation of investments (net) .......................................... (3,776,816) (4,528,802)
IV. Profit/(Loss) on sale of land, buildings and other assets (net)1 .................... (37,180) 299,958
V. Profit/(Loss) on exchange transactions (net) ................................................. 14,174,661 10,121,840
VI. Premium and other operating income from insurance business ................. 204,877,907 236,030,257
VII. Miscellaneous income (including lease income)2 ......................................... 1,730,714 1,016,537
TOTAL OTHER INCOME ........................................................................................ 286,634,177 315,133,003
1. Includes profit/(loss) on sale of assets given on lease.
2. Includes share of profit/(loss) from associates.
SCHEDULE 15 - INTEREST EXPENDED
I. Interest on deposits ...................................................................................... 152,730,907 113,151,705
II. Interest on Reserve Bank of India/inter-bank borrowings .......................... 19,575,112 16,826,306
III. Others (including interest on borrowings of erstwhile ICICI Limited) ........ 77,826,436 63,447,674
TOTAL INTEREST EXPENDED ............................................................................... 250,132,455 193,425,685
SCHEDULE 16 - OPERATING EXPENSES
I. Payments to and provisions for employees ................................................ 51,012,713 43,925,959
II. Rent, taxes and lighting ................................................................................ 9,413,874 9,723,158
III. Printing and stationery ................................................................................. 1,407,335 1,491,506
IV. Advertisement and publicity ........................................................................ 4,264,149 3,874,585
V. Depreciation ................................................................................................. 6,291,795 6,607,680
VI. Depreciation (including lease equalisation) on leased assets .................... 422,579 789,135
VII. Directors’ fees, allowances and expenses .................................................. 36,126 33,590
VIII. Auditors’ fees and expenses ........................................................................ 159,975 160,924
IX. Law charges .................................................................................................. 842,420 810,340
X. Postages, telegrams, telephones, etc. ......................................................... 2,881,332 3,007,539
XI. Repairs and maintenance ............................................................................ 6,705,334 6,677,282
XII. Insurance ...................................................................................................... 2,131,595 1,994,829
XIII. Direct marketing agency expenses ............................................................. 2,573,896 2,578,556
XIV. Claims and benefits paid pertaining to insurance business ....................... 39,449,052 28,158,043
XV. Other expenses pertaining to insurance business ...................................... 139,805,254 180,870,784
XVI. Other expenditure ........................................................................................ 28,123,029 22,320,635
TOTAL OPERATING EXPENSES ........................................................................... 295,520,458 313,024,545
schedules