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58
TABLE CMANAGED LOAN PORTFOLIO
Year Ended December 31
(Dollars in thousands) 2006 2005 2004 2003 2002
Year-End Balances:
Reported loans held for investment:
Consumer loans
Credit cards
Domestic $ 18,102,140 $ 16,389,054 $ 16,536,789 $ 15,287,651 $ 12,641,380
International 3,203,148 3,356,415 4,017,585 2,752,343 2,603,731
Total credit card 21,305,288 19,745,469 20,554,374 18,039,994 15,245,111
Installment loans
Domestic 7,057,270 5,763,538 4,475,838 3,799,618 2,903,176
International 637,982 551,460 493,846 249,560 158,644
Total installment loans 7,695,252 6,314,998 4,969,684 4,049,178 3,061,820
Auto loans(1) 23,180,455 18,041,894 9,997,497 8,466,873 6,992,541
Mortgage loans 12,586,905 5,281,009
Total consumer loans 64,767,900 49,383,370 35,521,555 30,556,045 25,299,472
Commercial loans 31,744,239 10,464,311 2,694,036 2,294,224 2,044,458
Total reported loans held for
investment 96,512,139 59,847,681 38,215,591 32,850,269 27,343,930
Securitization adjustments:
Consumer loans
Credit cards
Domestic 35,430,763 33,059,990 32,088,151 30,983,631 28,264,650
International 7,906,309 6,740,949 6,023,346 4,644,961 2,568,166
Total credit card 43,337,072 39,800,939 38,111,497 35,628,592 30,832,816
Installment loans
Domestic 2,899,221 2,621,652 2,163,538 1,720,254 1,160,607
International
Total installment loans 2,899,221 2,621,652 2,163,538 1,720,254 1,160,607
Auto loans(1) 468,823 1,116,761
Mortgage loans
Total consumer loans 46,705,116 43,539,352 40,275,035 37,348,846 31,993,423
Commercial loans 2,934,013 2,140,458 1,370,673 1,045,681 409,184
Total securitization adjustments 49,639,129 45,679,810 41,645,708 38,394,527 32,402,607
Managed loans held for investment:
Consumer loans
Credit cards
Domestic 53,532,903 49,449,044 48,624,940 46,271,282 40,906,030
International 11,109,457 10,097,364 10,040,931 7,397,304 5,171,897
Total credit card 64,642,360 59,546,408 58,665,871 53,668,586 46,077,927
Installment loans
Domestic 9,956,491 8,385,190 6,639,376 5,519,872 4,063,783
International 637,982 551,460 493,846 249,560 158,644
Total installment loans 10,594,473 8,936,650 7,133,222 5,769,432 4,222,427
Auto loans(1) 23,649,278 19,158,655 9,997,497 8,466,873 6,992,541
Mortgage loans 12,586,905 5,281,009
Total consumer loans 111,473,016 92,922,722 75,796,590 67,904,891 57,292,895
Commercial loans 34,678,252 12,604,769 4,064,709 3,339,905 2,453,642
Total managed loans held for
investment $ 146,151,268 $ 105,527,491 $ 79,861,299 $ 71,244,796 $ 59,746,537
(1) Includes the auto loans of North Fork and Hibernia