SunTrust 2003 Annual Report Download - page 97

Download and view the complete annual report

Please find page 97 of the 2003 SunTrust annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 104

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104

Annual Report 2003 SunTrust Banks, Inc. 95
EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K
Financial Statement Filed. See Index To Consolidated Financial Statements on page 54 of this Annual Report and Form 10-K.
All financial statement schedules are omitted because the data is either not applicable or is discussed in the financial statements or
related footnotes. The Company filed a Form 8-K dated January 12, 2004 to file a news release announcing financial results for the fourth
quarter and year ended December 31, 2003.
The Company’s principal banking subsidiary is owned by SunTrust Bank Holding Company, a Florida corporation. A directory of
the Company’s principal banking units and key subsidiaries are on pages 97–99 of this Annual Report and Form 10-K. The Company’s
Articles of Incorporation, By-laws, certain instruments defining the rights of securities holders, including designations of the terms of out-
standing indentures, constituent instruments relating to various employee benefit plans and certain other documents are filed as Exhibits
to this Report or incorporated by reference herein pursuant to the Securities Exchange Act of 1934. Shareholders may obtain the list of
such Exhibits and copies of such documents upon request to Corporate Secretary, SunTrust Banks, Inc., Mail Code 643, P.O. Box 4418,
Atlanta, Georgia, 30302. A copying fee will be charged for the Exhibits.
CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the incorporation by reference in the Registration Statements on Form S-8 (Nos. 33-28250, 33-58723,
333-50719, 333-86306, 333-69331, 333-91519, 333-91521, 333-43348, 333-106638) and Form S-3 (Nos. 333-61583,
333-86330) of SunTrust Banks, Inc. of our report dated January 12, 2004 relating to the financial statements, which appears in
the Annual Report to Shareholders, which is incorporated in this Annual Report on Form 10-K.
PricewaterhouseCoopers LLP
Atlanta, GA
February 27, 2004
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report
to be signed on its behalf on February 10, 2004 by the undersigned, thereunto duly authorized.
SunTrust Banks, Inc. L. Phillip Humann
(Registrant) Chairman of the Board of Directors,
President and Chief Executive Officer
Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed on February 10, 2004 by the
following persons on behalf of the Registrant and in the capacities indicated.
L. Phillip Humann Jorge Arrieta
Chairman of the Board of Directors, Senior Vice President
President and Chief Executive Officer and Controller
John W. Spiegel
Vice Chairman and
Chief Financial Officer
All Directors of the Registrant listed on page 96.