Wells Fargo 2005 Annual Report Download - page 17

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15
“Our financial success begins with our time-tested business model.
More than 80 businesses.We cover virtually every facet of financial
services.This diversity gives us 80 different ways to grow, helps us
manage the risk of unforeseen changes in the economy or financial
markets, and helps us earn more business from our customers
wherever they are in their financial life cycle. Success for us also
means excelling at managing risk in asset quality, interest rates,
accounting and operations,and capital.
Our credit ratings are very high. Our approach to risk has always
been very disciplined.We don’t take unacceptable risks even if
some competitors are willing to do so.We’re consistent—with our
customers and with Wall Street.As good as our business model and
track record is, however, our strong and consistent financial results
cannot happen without…great people! I believe we have the best
in the industry.”
Howard Atkins, Senior EVP, Chief Financial Officer
Years in financial services: 31
Consistency
Team members: 1,200
Finance, Corporate Development,
Investor Relations,Treasury,
Corporate Properties, Investment
Portfolio, Controllers
(l to r): Howard Atkins; Nancy Lee,
Investor Relations,San Francisco,
California; Cindy Garcia, Corporate
Properties, Phoenix, Arizona