Travelers 2011 Annual Report Download - page 279

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SCHEDULE III
THE TRAVELERS COMPANIES, INC. AND SUBSIDIARIES
Supplementary Insurance Information
2009-2011
(in millions)
Claims and
Claim Claims and Amortization
Deferred Adjustment Net Claim of Deferred Other Net
Acquisition Expense Unearned Earned Investment Adjustment Acquisition Operating Written
Segment Costs Reserves Premiums Premiums Income(1) Expenses Costs Expenses(2) Premiums 2011 Business Insurance .......................... $ 816 $40,129 $ 5,482 $11,327 $2,041 $ 8,447 $1,815 $1,944 $11,340 Financial, Professional & International Insurance ...... 332 6,857 2,043 3,174 414 1,487 603 648 3,102
Personal Insurance .......................... 638 4,367 3,577 7,589 424 6,342 1,458 908 7,745 Total—Reportable Segments .................... 1,786 51,353 11,102 22,090 2,879 16,276 3,876 3,500 22,187 Other .................................. — 66 — — — — — 442 — Consolidated ............................. $1,786 $51,419 $11,102 $22,090 $2,879 $16,276 $3,876 $3,942 $22,187 2010 Business Insurance .......................... $ 806 $40,318 $ 5,364 $10,766 $2,156 $ 6,504 $1,749 $1,904 $10,857 Financial, Professional & International Insurance ...... 352 6,999 2,139 3,317 439 1,700 612 608 3,211 Personal Insurance .......................... 624 4,220 3,418 7,349 464 5,006 1,441 867 7,567 Total—Reportable Segments .................... 1,782 51,537 10,921 21,432 3,059 13,210 3,802 3,379 21,635 Other .................................. — 69 — — — — — 415 — Consolidated ............................. $1,782 $51,606 $10,921 $21,432 $3,059 $13,210 $3,802 $3,794 $21,635 2009 Business Insurance .......................... $ 791 $42,103 $ 5,380 $10,968 $1,902 $ 6,037 $1,775 $1,966 $10,902 Financial, Professional & International Insurance ...... 369 7,197 2,276 3,333 452 1,747 622 579 3,285 Personal Insurance .......................... 598 4,229 3,205 7,117 422 4,624 1,416 784 7,149 Total—Reportable Segments .................... 1,758 53,529 10,861 21,418 2,776 12,408 3,813 3,329 21,336 Other .................................. — 73 — — — — — 419 — Consolidated ............................. $1,758 $53,602 $10,861 $21,418 $2,776 $12,408 $3,813 $3,748 $21,336
(1) See note 2 to the consolidated financial statements for discussion of the method used to allocate net investment income and invested assets to the identified segments. (2) Expense allocations are determined in accordance with prescribed statutory accounting practices. These practices make a reasonable allocation of all expenses to those
product lines with which they are associated.
See the accompanying Report of Independent Registered Public Accounting Firm.