Travelers 2011 Annual Report Download - page 12

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The Travelers Companies, Inc.
Annual Report on Form 10-K
For Fiscal Year Ended December 31, 2011
TABLE OF CONTENTS
Item Number Page
Part I
1. Business ....................................................... 1
1A. Risk Factors .................................................... 47
1B. Unresolved Staff Comments ......................................... 65
2. Properties ...................................................... 65
3. Legal Proceedings ................................................ 66
4. Mine Safety Disclosures ............................................ 66
Part II
5. Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer
Purchases of Equity Securities ..................................... 67
6. Selected Financial Data ............................................ 70
7. Management’s Discussion and Analysis of Financial Condition and Results of
Operations ................................................... 71
7A. Quantitative and Qualitative Disclosures About Market Risk ................. 153
8. Financial Statements and Supplementary Data ........................... 157
9. Changes in and Disagreements with Accountants on Accounting and Financial
Disclosure .................................................... 250
9A. Controls and Procedures ........................................... 250
9B. Other Information ................................................ 253
Part III
10. Directors, Executive Officers and Corporate Governance .................... 254
11. Executive Compensation ........................................... 256
12. Security Ownership of Certain Beneficial Owners and Management and Related
Shareholder Matters ............................................ 256
13. Certain Relationships and Related Transactions, and Director Independence ...... 258
14. Principal Accountant Fees and Services ................................ 258
Part IV
15. Exhibits and Financial Statement Schedules ............................. 258
Signatures ...................................................... 259
Index to Consolidated Financial Statements and Schedules .................. 261
Exhibit Index ................................................... 270