Sallie Mae 2014 Annual Report Download - page 2
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SLM CORPORATION
TABLE OF CONTENTS
Page
Number
Forward-Looking and Cautionary Statements; Available Information ...........................................
1
PART I
Item 1.
Business ..........................................................................................................................................
2
Item 1A.
Risk Factors ....................................................................................................................................
16
Item 1B.
Unresolved Staff Comments ...........................................................................................................
27
Item 2.
Properties ........................................................................................................................................
28
Item 3.
Legal Proceedings ...........................................................................................................................
29
Item 4.
Mine Safety Disclosures .................................................................................................................
29
PART II
Item 5.
Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of
Equity Securities .............................................................................................................................
30
Item 6.
Selected Financial Data ..................................................................................................................
33
Item 7.
Management's Discussion and Analysis of Financial Condition and Results of Operations ..........
34
Item 7A.
Quantitative and Qualitative Disclosures about Market Risk .........................................................
71
Item 8.
Financial Statements and Supplementary Data ...............................................................................
73
Item 9.
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure ..........
73
Item 9A.
Controls and Procedures .................................................................................................................
73
Item 9B.
Other Information ...........................................................................................................................
74
PART III.
Item 10.
Directors, Executive Officers and Corporate Governance ..............................................................
75
Item 11.
Executive Compensation ................................................................................................................
75
Item 12.
Security Ownership of Certain Beneficial Owners and Management and Related Stockholder
Matters ............................................................................................................................................
75
Item 13.
Certain Relationships and Related Transactions, and Director Independence ................................
75
Item 14.
Principal Accounting Fees and Services .........................................................................................
75
PART IV
Item 15.
Exhibits, Financial Statement Schedules ........................................................................................
76