ICICI Bank 2009 Annual Report Download - page 85

F11
schedules
forming part of the Profit and Loss Account (Rs. in ‘000s)
Year ended
31.03.2009 Year ended 31.03.2008
SCHEDULE 13 – INTEREST EARNED
I. Interest/discount on advances/bills ....................................................................... 223,238,295 226,009,874
II. Income on investments1 ........................................................................................ 74,030,595 74,660,091
III. Interest on balances with Reserve Bank of India and other inter-bank funds....... 5,187,095 6,119,944
IV. Others
2 .................................................................................................................. 8,469,499 1,093,520
TOTAL INTEREST EARNED .......................................................................................... 310,925,484 307,883,429
1. Includes amortisation of premium on Government securities Rs. 7,253.4 million (March 31, 2008: Rs. 8,976.2 million).
2. Includes interest on income tax refunds Rs. 3,331.7 million (March 31, 2008: Rs. 871.0 million).
SCHEDULE 14 – OTHER INCOME
I. Commission, exchange and brokerage ................................................................. 56,258,933 56,053,127
II. Profit/(loss) on sale of investments (net) ............................................................... 18,004,745 18,802,235
III. Profit/(loss) on revaluation of investments (net) .................................................... (5,140,339) (680,855)
IV. Profit/(loss) on sale of land, buildings and other assets (net)1 .............................. 175,113 656,069
V. Profit/(loss) on foreign exchange transactions (net) .............................................. 84,146 1,101,719
VI. Income earned by way of dividends, etc. from subsidiary companies and/or joint
ventures abroad/in India ......................................................................................... 3,348,233 11,519,500
VII. Miscellaneous income (including lease income) ................................................... 3,306,440 655,833
TOTAL OTHER INCOME ............................................................................................... 76,037,271 88,107,628
1. Includes profit/(loss) on sale of assets given on lease.
SCHEDULE 15 – INTEREST EXPENDED
I. Interest on deposits ............................................................................................... 157,851,583 171,102,433
II. Interest on Reserve Bank of India/inter-bank borrowings1 .................................... 20,045,886 18,269,621
III. Others (including interest on borrowings of erstwhile ICICI Limited) ................... 49,361,874 45,470,369
TOTAL INTEREST EXPENDED ..................................................................................... 227,259,343 234,842,423
1. Includes interest paid on inter-bank deposits.
SCHEDULE 16 – OPERATING EXPENSES
I. Payments to and provisions for employees .......................................................... 19,717,045 20,788,974
II. Rent, taxes and lighting ......................................................................................... 6,257,960 5,166,414
III. Printing and stationery ........................................................................................... 1,200,296 1,742,100
IV. Advertisement and publicity .................................................................................. 1,402,840 2,078,608
V. Depreciation on Bank’s property ........................................................................... 4,684,901 3,962,822
VI. Depreciation (including lease equalisation) on leased assets .............................. 2,101,070 1,820,689
VII. Directors’ fees, allowances and expenses ............................................................ 3,640 4,190
VIII. Auditors’ fees and expenses ................................................................................. 22,738 23,034
IX. Law charges ........................................................................................................... 924,040 453,673
X. Postages, telegrams, telephones, etc. .................................................................. 2,538,545 3,305,702
XI. Repairs and maintenance ...................................................................................... 4,896,929 4,198,727
XII. Insurance ................................................................................................................ 2,282,926 2,249,540
XIII. Direct marketing agency expenses ....................................................................... 5,289,235 15,427,433
XIV. Other expenditure ................................................................................................. 19,128,972 20,319,913
TOTAL OPERATING EXPENSES .................................................................................. 70,451,137 81,541,819
SCHEDULE 17 – PROVISIONS AND CONTINGENCIES
I. Income tax .............................................................................................................
– Current period tax .......................................................................................... 17,933,052 15,695,283
– Deferred tax adjustment ................................................................................ (4,716,700) (7,133,600)
– Fringe benefit tax ........................................................................................... 342,010 392,015
II. Wealth tax .............................................................................................................. 30,000 30,000
III. Provision for investments (net) .............................................................................. 977,328 622,560
IV. Provision for advances (net)1.................................................................................. 37,500,259 27,009,924
V. Others..................................................................................................................... (395,006) 1,413,354
TOTAL PROVISIONS AND CONTINGENCIES............................................................. 51,670,943 38,029,536
1. Includes provisions on standard assets, non-performing advances, non-performing leased assets and others.