Travelers 2012 Annual Report Download - page 8

 TRAVELERS  Annual Report
Business Insurance
 NET WRITTEN PREMIUMS  BILLION
Business Insurance off ers a broad array of property and casualty
insurance products and services to its clients They range from
small “Main Street” businesses to midsized and specialty
companies to Fortune ™ corporations Business Insurance is
organized into underwriting and marketing groups focused on
particular markets industries or product lines Select Accounts
primarily sells packaged property and casualty coverage to small
businesses Commercial Accounts markets tailored insurance
products and services to midsized businesses including
domestic fi rms with global exposures National Accounts
provides customized insurance and risk management services
to large companies In addition business units in the Target Risk
Underwriting group provide insurance products and services to
address large property inland marine ocean marine equipment
breakdown and excess casualty risks while business units in
the IndustryFocused Underwriting and Specialized Distribution
groups tailor coverage to complex industries including oil &
gas technology agriculture trucking and construction as
well as to the public sector
Financial, Professional & International Insurance
 NET WRITTEN PREMIUMS  BILLION
Financial Professional & International Insurance includes
the Bond & Financial Products business and the International
business Bond & Financial Products provides a wide range
of customers with bond and insurance products and risk
management services Coverages include performance
payment and commercial surety and fi delity bonds for
construction and general commercial enterprises as well as
management liability professional liability and crime coverages
primarily for USbased businesses In addition the business
provides traditional property and casualty coverages to
fi nancial institutions The International business provides
property and casualty insurance products and management
liability professional liability and crime coverages in the
United Kingdom Canada and the Republic of Ireland and
internationally through its operations at Lloyd’s The
International business also provides surety bonds in Canada
In addition the company owns  percent of J Malucelli
Participações em Seguros e Resseguros SA JMalucelli its
joint venture in Brazil JMalucelli is currently the market leader
in surety in Brazil based on market share and commenced
writing other property and casualty insurance business in 
Personal Insurance
 NET WRITTEN PREMIUMS  BILLION
Personal Insurance’s broad array of property and casualty
insurance products enables customers to choose insurance
solutions for their unique and changing needs Travelers’
primary auto and homeowners products are complemented
by a suite of additional coverage off erings umbrella
condominium tenant homesaver dwelling fi re fl ood identity
theft valuable items boat and yacht and wedding/special
events coverage Consumers can learn about and purchase
Travelers’ products and services in several ways through a
network of about  independent agencies by calling
Travelers directly online via travelerscom and through
employee and affi nity groups and joint marketing arrangements
TRAVELERS’ BUSINESS SEGMENTS

Travelers Property Casualty Corp and
The St Paul Companies Inc merge to
form The St Paul Travelers Companies
Inc positioning the company as one of the
largest propertycasualty insurance carriers

The company changes its name to
The Travelers Companies Inc and
reacquires the iconic red umbrella
originally launched as the offi cial
logomark in 
Travelers’ Claim U opens in Windsor Conn
serving as a stateoftheart training facility
that builds on the company’s commitment
to providing customers with highly trained
expert claim professionals
Travelers is organized into the following three business segments: Business Insurance;
Financial, Professional & International Insurance; and Personal Insurance. For more
information about Travelers and its products and services, visit travelers.com.