Travelers 2012 Annual Report Download - page 12
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The Travelers Companies, Inc.
Annual Report on Form 10-K
For Fiscal Year Ended December 31, 2012
TABLE OF CONTENTS
Item Number Page
Part I
1. Business ....................................................... 1
1A. Risk Factors .................................................... 47
1B. Unresolved Staff Comments ......................................... 67
2. Properties ...................................................... 67
3. Legal Proceedings ................................................ 68
4. Mine Safety Disclosures ............................................ 68
Part II
5. Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer
Purchases of Equity Securities ..................................... 69
6. Selected Financial Data ............................................ 72
7. Management’s Discussion and Analysis of Financial Condition and Results of
Operations ................................................... 73
7A. Quantitative and Qualitative Disclosures About Market Risk ................. 154
8. Financial Statements and Supplementary Data ........................... 157
9. Changes in and Disagreements with Accountants on Accounting and Financial
Disclosure .................................................... 255
9A. Controls and Procedures ........................................... 255
9B. Other Information ................................................ 258
Part III
10. Directors, Executive Officers and Corporate Governance .................... 259
11. Executive Compensation ........................................... 261
12. Security Ownership of Certain Beneficial Owners and Management and Related
Shareholder Matters ............................................ 261
13. Certain Relationships and Related Transactions, and Director Independence ...... 263
14. Principal Accountant Fees and Services ................................ 263
Part IV
15. Exhibits and Financial Statement Schedules ............................. 263
Signatures ...................................................... 264
Index to Consolidated Financial Statements and Schedules .................. 266
Exhibit Index ................................................... 276