PNC Bank 2000 Annual Report Download - page 35

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32
TA B L E O F CO N T E N T S
The PNC Financial Services Group, Inc.
FI N A N C I A L RE V I E W
33 Selected Consolidated
Financial Data
34 Overview
35 Review of Businesses
37 Community Banking
38 Corporate Banking
39 PNC Real Estate Finance
40 PNC Business Credit
41 PNC Advisors
42 BlackRock
43 PFPC
44 Consolidated Income
Statement Review
46 Consolidated Balance
Sheet Review
48 Risk Factors
49 Risk Management
56 1999 Versus 1998
58 Forward-Looking
Statements
RE P O RT S O N
CO N S O L I D AT E D
FI N A N C I A L STA T E M E N T S
59 Management’s Responsibility
for Financial Reporting
59 Report of Ernst & Young
LLP, Independent Auditors
72 NOTE 12 –
Securitizations
73 NOTE 13 – Deposits
73 NOTE 14 – Borrowed
Funds
73 NOTE 15 – Capital
Securities of Subsidiary
Trusts
73 NOTE 16 –
Shareholders’ Equity
74 NOTE 17 – Regulatory
Matters
75 NOTE 18 – Financial
Derivatives
76 NOTE 19 – Employee
Benefit Plans
78 NOTE 20 – Stock-Based
Compensation Plans
79 NOTE 21 – Income
Taxes
80 NOTE 22 – Segment
Reporting
82 NOTE 23 – Earnings
Per Share
83 NOTE 24 –
Comprehensive Income
83 NOTE 25 – Litigation
83 NOTE 26 – Fair Value
of Financial
Instruments
84 NOTE 27 – Unused
Line of Credit
85 NOTE 28 – Parent
Company
CO N S O L I D AT E D
FI N A N C I A L STA T E M E N T S
60 Consolidated Statement
of Income
61 Consolidated Balance
Sheet
62 Consolidated Statement
of Shareholders’ Equity
63 Consolidated Statement
of Cash Flows
NO T E S T O
CO N S O L I D AT E D
FI N A N C I A L STA T E M E N T S
64 NOTE 1 – Accounting
Policies
68 NOTE 2 – Discontinued
Operations
68 NOTE 3 – Sale of
Subsidiary Stock
69 NOTE 4 – Cash Flows
69 NOTE 5 – Trading
Activities
69 NOTE 6 – Securities
Available for Sale
70 NOTE 7 – Loans and
Commitments to Extend
Credit
71 NOTE 8 –
Nonperforming Assets
72 NOTE 9 – Allowance for
Credit Losses
72 NOTE 10 – Premises,
Equipment and Leasehold
Improvements
72 NOTE 11 – Goodwill and
Other Amortizable Assets
STAT I S T I C A L
IN F O R M AT I O N
86 Selected Quarterly
Financial Data
87 Analysis of Year-to-Year
Changes in Net Interest
Income
88 Average Consolidated
Balance Sheet and Net
Interest Analysis
90 Allowance for Credit Losses
91 Short-T erm Borrowings
91 Loan Maturities and
Interest Sensitivity
91 Time Deposits of $100,000
or More