Capital One 2003 Annual Report Download - page 130

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CERTIFICATION PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
(SUBSECTIONS (A) AND (B) OF SECTION 1350, CHAPTER 63 OF TITLE 18, UNITED STATES
CODE)
Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (Subsections (a) and (b) of Section 1350, Chapter 63
of Title 18, United States Code), I, Gary L. Perlin, Executive Vice President and Chief Financial Officer of
Capital One Financial Corporation, a Delaware corporation (“Capital One”), do hereby certify that:
The Annual Report on Form 10-K for the period ended December 31, 2003 (the “Form 10-K”) of Capital One
fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 and
information contained in the Form 10-K fairly presents, in all material respects, the financial condition and
results of operations of Capital One.
Dated: March 5, 2004
By: /s/ G
ARY
L. P
ERLIN
Gary L. Perlin
Executive Vice President and
Chief Financial Officer
112